tag:blogger.com,1999:blog-41839039496525735072024-03-07T11:26:05.917+02:00Casa de Ajutor Reciproc "Coeziunea Socială" UNIREA FACE PUTEREA! Impreună, pentru binele cetăţenilor!SCMDhttp://www.blogger.com/profile/04696863929730077136noreply@blogger.comBlogger144125tag:blogger.com,1999:blog-4183903949652573507.post-43683887290020188382023-12-21T08:44:00.007+02:002024-02-14T23:24:40.124+02:00Oferta de servicii financiare a CAR COEZIUNEA SOCIALA pentru anul 2024<p align="center" class="MsoListParagraphCxSpFirst" style="background: white; margin-bottom: 0cm; margin-left: 0cm; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 0cm; mso-add-space: auto; text-align: center;"><b>PENTRU ECONOMISIRE:<o:p></o:p></b></p>
<p class="MsoListParagraphCxSpMiddle" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l2 level1 lfo3; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]-->Prin lege, beneficiul acordat pentru fondul
social nu este impozitat de catre ANAF. Nu percepem comisioane de administrare
sau de retragere. Nu va obligam sa pastrati cotizatiile pe un termen
prestabilit. </p>
<p class="MsoListParagraphCxSpLast" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l2 level1 lfo3; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]-->Principalele caracteristici ale economisirii la
CAR sunt:</p>
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 100%;">
<tbody><tr style="height: 29.45pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: 1pt solid windowtext; height: 29.45pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.86%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: -14.2pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm -14.2pt; text-align: center;"><b style="mso-bidi-font-weight: normal;">Beneficiul<o:p></o:p></b></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: -14.2pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm -14.2pt; text-align: center;"><b style="mso-bidi-font-weight: normal;">(dobanda)<o:p></o:p></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; height: 29.45pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 21.96%;" valign="top" width="21%">
<p class="MsoNormal" style="margin-right: -13.95pt;"><b style="mso-bidi-font-weight: normal;">Fond social minim, la inscriere in CAR<o:p></o:p></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; height: 29.45pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 21.96%;" width="21%">
<p class="MsoNormal" style="margin-right: -13.95pt;"><b style="mso-bidi-font-weight: normal;">Fond social maxim<o:p></o:p></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; height: 29.45pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 21.96%;" width="21%">
<p class="MsoNormal" style="margin-right: -13.95pt;"><b style="mso-bidi-font-weight: normal;">Frecventa depunerilor<o:p></o:p></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; height: 29.45pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 22.26%;" width="22%">
<p class="MsoNormal" style="margin-right: -13.95pt;"><b style="mso-bidi-font-weight: normal;">Termen de pastrare fond social<o:p></o:p></b></p>
</td>
</tr>
<tr style="height: 15.5pt; mso-yfti-irow: 1; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 15.5pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.86%;" width="11%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 7.1pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 7.1pt;"><b style="mso-bidi-font-weight: normal;">8,5</b> % pe an</p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 15.5pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 21.96%;" width="21%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: -2.4pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm -2.4pt; text-align: center;"><b style="mso-bidi-font-weight: normal;">50</b> lei</p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 15.5pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 21.96%;" width="21%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: -2.4pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm -2.4pt; text-align: center;">Nelimitat</p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 15.5pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 21.96%;" width="21%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: -2.4pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm -2.4pt;">La dispozitia membrilor CAR</p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 15.5pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 22.26%;" width="22%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: -2.4pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm -2.4pt;">La dispozitia membrilor CAR</p>
</td>
</tr>
</tbody></table>
<p class="MsoListParagraphCxSpFirst" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]-->In cadrul programului "Economii pentru
copii" se ofera aceleasi facilitati.</p>
<p class="MsoListParagraphCxSpLast" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]-->Fondul social se poate retrage, total sau
partial, in ordinea inregistrarii cererii in tabelul on line intitulat <b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><u><a href="https://docs.google.com/spreadsheets/d/1zFINyza9-76cCO5IbITR6Fhd8hyBBzfcPrW6YEJCVSU/edit#gid=1821329664"><u>Stadiul
rezolvarii cererilor de imprumut, de refinantare si de retragere fond social</u></a></u></i></b>,
in transe lunare de cel mult 40.000 lei/luna.</p>
<p class="MsoNormal" style="background: white; margin-right: -13.95pt;"><b><span style="color: black;"><o:p> </o:p></span></b></p>
<p align="center" class="MsoListParagraphCxSpFirst" style="background: white; margin-bottom: 0cm; margin-left: 0cm; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 0cm; mso-add-space: auto; text-align: center;"><b><span style="color: black;">PENTRU IMPRUMUTURI:<o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; mso-bidi-font-weight: bold;">Puteti imprumuta sume de 3 ori mai mari decat fondul social, pe termen
maxim 5 ani. Fondul social se poate constitui/completa si prin retinere din
imprumut. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -12.85pt; margin-top: 0cm; margin: 0cm -12.85pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]-->Dobanda totala se poate retine anticipat, din
imprumut. In aceasta situatie aveti garantia ca rata dobanzii nu va fi
modificata pe durata imprumutului si ca, in situatia platii anticipate a
acestuia, dobanda se recalculeaza si diferenta vi se restituie. </p>
<p class="MsoListParagraphCxSpLast" style="margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -12.85pt; margin-top: 0cm; margin: 0cm -12.85pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]-->Principalele caracteristici ale imprumuturilor
acordate de CAR sunt:</p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 100%;">
<tbody><tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b><span style="color: black;">Denumire imprumut<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b><span style="color: black;">Mod de garantare<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 23.28%;" valign="top" width="23%">
<p class="MsoNormal" style="margin-right: -13.95pt;"><b><span style="color: black;">Dobanda
reala<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b><span style="color: black;">Tip 1</span></b><span style="color: black; mso-bidi-font-weight: bold;"> - In limita fondului social<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><span style="color: black; mso-bidi-font-weight: bold;">Cu fondul social<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 23.28%;" valign="top" width="23%">
<p class="MsoNormal" style="margin-right: -13.95pt;"><span style="color: black; mso-bidi-font-weight: bold;">5.83 - 6.23% pe an<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b><span style="color: black;">Tip 2</span></b><span style="color: black; mso-bidi-font-weight: bold;"> - Garantat cu giranti<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><span style="color: black; mso-bidi-font-weight: bold;">Cu fondul social si giranti<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 23.28%;" valign="top" width="23%">
<p class="MsoNormal" style="margin-right: -13.95pt;"><span style="color: black; mso-bidi-font-weight: bold;">6.85 - 7.31% pe an<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 3; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b><span style="color: black;">Tip 3</span></b><span style="color: black; mso-bidi-font-weight: bold;"> - De refinantare<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><span style="color: black; mso-bidi-font-weight: bold;">Cu fondul social si giranti<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 23.28%;" valign="top" width="23%">
<p class="MsoNormal" style="margin-right: -13.95pt;"><span style="color: black; mso-bidi-font-weight: bold;">7.36 - 7.85% pe an<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoListParagraphCxSpFirst" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]-->Imprumutul se acorda in ordinea inregistrarii
cererii in tabelul on line intitulat <b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><u><a href="https://docs.google.com/spreadsheets/d/1zFINyza9-76cCO5IbITR6Fhd8hyBBzfcPrW6YEJCVSU/edit#gid=1821329664"><u>Stadiul
rezolvarii cererilor de imprumut, de refinantare si de retragere fond social</u></a></u></i></b>.</p>
<p class="MsoListParagraphCxSpMiddle" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]-->Taxa de inscriere in CAR: <b style="mso-bidi-font-weight: normal;">20</b> lei.</p>
<p class="MsoListParagraphCxSpLast" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black; mso-bidi-font-weight: bold;">Formulare si detalii gasiti la<span style="mso-spacerun: yes;"> </span></span><i style="mso-bidi-font-style: normal;"><u><a href="http://car-coeziuneasociala.blogspot.ro"><u><span style="mso-bidi-font-weight: bold;">http://car-coeziuneasociala.blogspot.ro</span></u></a></u></i> si la c<span style="color: black; mso-bidi-font-weight: bold;">onsilierii de serviciu ai CAR,
care va stau la dispozitie, in cadrul programului zilnic de lucru, la tel.
0760698672 (inclusiv pe WhatsApp).<o:p></o:p></span></p>
<p align="center" class="MsoNormal" style="tab-stops: 202.5pt; text-align: center;"><span style="mso-no-proof: yes;"><o:p> </o:p></span></p>
<p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">INFORMAȚII STANDARD PRIVIND
CREDITUL PENTRU CONSUMATORI <o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><span lang="RO" style="mso-ansi-language: RO; mso-bidi-font-weight: bold; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">(c</span><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">onform art.9 din OUG nr.50/09.06.2010)<span style="mso-bidi-font-weight: bold;"> <o:p></o:p></span></span></p>
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Asociația CAR ”Coeziunea
Socială”,</span></b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;"> Cod fiscal: 32335691, cu sediul
operațional în București, Sector 1, str. Pajurei nr. 13, tel.0760.698.672,
email </span><b style="mso-bidi-font-weight: normal;"><a href="mailto:car.coeziuneasociala@gmail.com"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">car.coeziuneasociala@gmail.com</span></a></b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">, oferă membrilor săi împrumuturi cu următoarele
caracteristici:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">1.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Tipuri de imprumut: <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 54pt; mso-layout-grid-align: none; mso-list: l0 level2 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">Tip 1<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Imprumut garantat cu fondul social, cu rata dobanzii
anuale de <b style="mso-bidi-font-weight: normal;">11,5%;</b><span style="mso-spacerun: yes;"> </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 54pt; mso-layout-grid-align: none; mso-list: l0 level2 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">Tip 2<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Imprumut garantat cu fondul social și giranți, cu rata
dobanzii anuale de <b style="mso-bidi-font-weight: normal;">13,5%;</b><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 54pt; mso-layout-grid-align: none; mso-list: l0 level2 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">Tip 3<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Imprumut de refinantare, garantat cu fondul social si
giranti, cu rata dobanzii anuale de <b style="mso-bidi-font-weight: normal;">14,5%.</b><span style="mso-spacerun: yes;"> </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">2.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Valoarea împrumutului: minim 1.000 lei si maxim de 3
ori suma cotizata, în funcție de fondul depus și bonitatea financiară.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">3.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Termenul</span></b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;"> de rambursare a împrumutului: max.<b style="mso-bidi-font-weight: normal;"> 60 luni</b>.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">4.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Rata lunară</span></b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">: până la valoarea de <b style="mso-bidi-font-weight: normal;">1/3 din venitul net</b>.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">5.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Rata dobânzii anuale
este fixa</span></b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;"> pe toata durata imprumutului. La
rambursarea anticipată a împrumutului, dobanda se recalculeaza si diferenta se
restituie imprumutatului.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">6.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Dobânda penalizatoare:
0,5% pe zi</span></b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;"> <b style="mso-bidi-font-weight: normal;">de intarziere</b>, aplicata la suma restantă. Plățile efectuate după
apariția dobânzilor penalizatoare se împart între rate și aceste dobânzi.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">7.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Suma de rambursat</span></b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;"> la terminarea contractului: <b style="mso-bidi-font-weight: normal;">suma împrumutată + dobânda</b>.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">8.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Anterior contractului, intre parti se negociaza <b style="mso-bidi-font-weight: normal;">oferta precontractuala de imprumut</b>.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">9.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Dreptul de a rambursa anticipat imprumutul, fără
penalități: <b style="mso-bidi-font-weight: normal;">Da.<o:p></o:p></b></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">10.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Dreptul imprumutatului de a primi un exemplar original
al contractului de împrumut: <b style="mso-bidi-font-weight: normal;">Da.</b><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">11.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Dreptul de a se retrage dintr-un contract aprobat: <b style="mso-bidi-font-weight: normal;">Da.</b><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">12.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Nu se percep comisioane de administrare. În situația
plăților prin conturi bancare sau posta, comisioanele aferente transferului se
suportă de către împrumutați.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-language: RO;"><span style="mso-list: Ignore;">13.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Notificările scrise și declanșarea executării silite
se pun în mișcare după 60 de zile de la ultima plată efectuată, respectiv dupa
implinirea termenului de punere in intarziere.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;"><o:p> </o:p></span></p>
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">EXEMPLU DE IMPRUMUT nr.1:<span style="mso-spacerun: yes;"> </span>Suma imprumutata - 10.000 lei, Durata - 24 de
luni:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184;">
<tbody><tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Tipul de imprumut<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Tip 1<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Tip 2<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Tip 3<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Rata dobanzii anuale<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">11.5 %<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">13.5 %<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">14.5 %<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">417<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">417<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">417<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Dobanda totala<span style="mso-spacerun: yes;"> </span>(lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">1.197<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">1.405<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">1.509<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Dobanda anuala efectiva (DAE)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">13.31%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">16.07%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">17.50%<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Dobanda reala pe an<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">5.99%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">7.03%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">7.54%<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 6; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Suma totala de rambursat (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">11.197<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">11.405<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">11.509<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal" style="mso-layout-grid-align: none; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-bidi-font-weight: bold; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;"><o:p> </o:p></span></p>
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">EXEMPLU DE IMPRUMUT nr.2: Suma
imprumutata - 30.000 lei, Durata - 48 de luni:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184;">
<tbody><tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Tipul de imprumut<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Tip 1<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Tip 2<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Tip 3<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Rata dobanzii anuale<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">11.5 %<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">13.5 %<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">14.5 %<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">625<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">625<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">625<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Dobanda totala<span style="mso-spacerun: yes;"> </span>(lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">7.044<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">8.269<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">8.881<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Dobanda anuala efectiva (DAE)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">14.71%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">18.18%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">20.06%<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Dobanda reala pe an<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">5.87%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">6.89%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">7.40%<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 6; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Suma totala de rambursat (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">37.044<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">38.269<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">38.881<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Nota</span></b><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="font-size: 11pt; mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">:</span></b><b><span lang="RO" style="font-size: 11pt; mso-ansi-language: RO;"> În DAE este inclusă doar dobânda anuală, imprumuturile
nemaiavand alte costuri. Diferenta dintre rata dobânzii anuale și DAE este data
de<span style="mso-spacerun: yes;"> </span>formula diferită de calcul, prevăzută
de lege.</span></b></p><p class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO" style="background-color: #fcff01; font-size: 11pt; mso-ansi-language: RO;"><a href="https://coeziunea-sociala.business.site/?m=true" target="_blank">CLIC AICI PENTRU A OBTINE O OFERTA PERSONALIZATA</a></span></b></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-88160302986278647052023-11-29T22:00:00.000+02:002023-11-29T22:00:26.988+02:00La Multi Ani, români! La Multi Ani, România!<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQ-nK9sT9XgJy4-qPQtyHcdKd3YKvNT2F8zSvJcqr6VAB4FDCQKitWQbvku4ddjCPN5tMIvQhWUtPj929lCvaCZODubeb5l4Dz2usn3aFD5pJSa_xMOv14EX-Oe4scjLEgIw6swE0XzZyIYvx5t5_YHiA4KGU7nH1v71S8CUKXRrQMnrtjAqoAmdfr3sTM/s294/drapel%20national.jpeg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="171" data-original-width="294" height="171" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQ-nK9sT9XgJy4-qPQtyHcdKd3YKvNT2F8zSvJcqr6VAB4FDCQKitWQbvku4ddjCPN5tMIvQhWUtPj929lCvaCZODubeb5l4Dz2usn3aFD5pJSa_xMOv14EX-Oe4scjLEgIw6swE0XzZyIYvx5t5_YHiA4KGU7nH1v71S8CUKXRrQMnrtjAqoAmdfr3sTM/s1600/drapel%20national.jpeg" width="294" /></a></div><p></p><p class="MsoNormal" style="text-align: justify;"><span style="font-family: georgia; font-size: medium;"><b>Cu
prilejul Zilei Naționale, sărbătoarea de suflet a tuturor românilor, Consiliul
Director al CAR urează membrilor și simpatizanților un călduros La Mulți Ani, cu
sănătate și prosperitate financiară!</b></span><span style="font-family: Times New Roman, serif; font-size: 12pt;"><o:p></o:p></span></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-33262515803000861842023-08-11T14:10:00.004+03:002023-08-11T14:10:20.057+03:00Anunt<p><span style="font-size: medium;"> In zilele de 14 si 15.08.2023 CAR nu lucreaza cu publicul.</span></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-69112232999019944932023-06-06T14:03:00.003+03:002023-06-06T14:03:32.756+03:00Comunicat privind reconvocarea Adunarii Generale a membrilor CAR<p> </p><p align="center" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">COMUNICAT <o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">-Nr. 345/06.06.2023-<o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: #222222; font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p align="center" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">-In atentia membrilor CAR -</span></b><span style="color: #222222; font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Deoarece
astazi, 06.06.2023, nu s-a intrunit cvorumul Adunarii Generale, reamintim ca
aceasta se reconvoaca, conform Deciziei CD nr.268/04.05.2023, <span style="mso-spacerun: yes;"> </span>pentru ziua de 14.06.2023, ora 12.00, cu <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>aceeasi
ordine de zi.<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Va
informam ca, in conformitate cu legislatia in vigoare si Statutul CAR, Adunarea
Generala reconvocata este statutara si poate adopta hotarari indiferent de numarul
participantilor.<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Secretariatul
Adunarii Generale va fi asigurat, in continuare, conform Deciziei CD nr. 268/04.05.2023.</span><span style="color: #222222; font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><b><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Data</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> postarii
pe site a comunicatului</span></b><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">:
06.06.2023, ora 14.00.<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">COMITETUL DIRECTOR</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #222222; font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></b></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-76238227628577418672023-05-02T12:32:00.013+03:002023-06-10T19:03:06.440+03:00Informatii suplimentare despre imprumuturile care se acorda de catre CAR in anul 2023<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: left;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNTQKjQIPHUGNwlhGqIIh8XIWmnMntIDhu3aVla52xphHxNuJ81d1ighNt4CCGMGnsay8NZ4xYBCJbZTJtq4ShDmM1M5gZwPTId4E6zW7ZSeDbv-xitZRZDtUZGocOJWhCpHZ--jY5BbizEHrLZzPjPjYKvTI6SCSQzFgHdrL3W8EX9ucvESfnJdBN4g/s2974/Poza%20profil%20Rinciog%20Doru.jpg" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="2763" data-original-width="2974" height="186" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNTQKjQIPHUGNwlhGqIIh8XIWmnMntIDhu3aVla52xphHxNuJ81d1ighNt4CCGMGnsay8NZ4xYBCJbZTJtq4ShDmM1M5gZwPTId4E6zW7ZSeDbv-xitZRZDtUZGocOJWhCpHZ--jY5BbizEHrLZzPjPjYKvTI6SCSQzFgHdrL3W8EX9ucvESfnJdBN4g/w200-h186/Poza%20profil%20Rinciog%20Doru.jpg" title="Autor: Rinciog Dumitru, vicepresedinte CAR" width="200" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Autor articol: Rinciog Dumitru, vicepresedinte CAR</td></tr></tbody></table><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: left;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><p></p><p class="MsoListParagraph" style="background: white; margin: 0cm 0cm 0.0001pt; text-align: justify;"><span style="font-family: "Times New Roman","serif";"></span></p></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><p class="MsoListParagraph" style="background: white; margin: 0cm 0cm 0.0001pt; text-align: justify;"><span style="font-family: "Times New Roman","serif";">Membrii
CAR pot imprumuta de 3 ori fondul social depus la CAR. Imprumuturile se
garanteaza cu fondul cotizat si 3 giranti, in functie de marimea sumei
imprumutate si a bonitatii financiare a imprumutatului si a girantilor (pana la
5000 lei - 1 girant, peste 5000 lei - 2 la 3 giranti). In situatia in care
membrul CAR nu are constituit fondul social necesar sumei pe care doreste sa o
imprumute, acesta se poate retine din suma imprumutata. Spre informare si
comparatie cu alte oferte existente pe piata financiara din Romania, va prezint
unele variante de imprumut:</span></p><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: left;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><p></p></blockquote></blockquote></blockquote></blockquote></blockquote></blockquote><p style="text-align: left;">
</p><p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 2.25pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 2.25pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Pentru
suma de circa 5.000 lei, brut:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-layout-alt: fixed; mso-yfti-tbllook: 1184; width: 96%;">
<tbody><tr style="height: 18.25pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Suma impru mutata (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">Nr. de
rate lunare<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Dobanda totala (pe toata durata
imprumutului)<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">(lei)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 35.9%;" width="35%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Fond social (FS):<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Impru
mut net (bani cu care rama neti) (lei)<o:p></o:p></span></b></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Doban da efectiva a impru
mutului (% pe an)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 44.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">necesar (1/3 din imprumut) lei<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">existent sau de depus in
prealabil (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">diferenta care se retine din
imprumut (lei)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">5.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">209<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">705<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1637<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">2.658<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">7.05%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">5.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">36<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">139<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.041<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1637<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">2.322<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6.94%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">5.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">48<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">105<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.389<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1637<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">1.975<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6.94%<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 38.25pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 38.25pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">Pentru suma de circa 10.000 lei, brut:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-layout-alt: fixed; mso-yfti-tbllook: 1184; width: 96%;">
<tbody><tr style="height: 18.25pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">Suma impru
mutata (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">Nr. de rate
lunare<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">Rata lunara
(lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">Dobanda totala
(pe toata durata imprumutului)<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">(lei)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 35.9%;" width="35%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">Fond social
(FS):<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">Impru mut net (bani cu care rama neti) (lei)<o:p></o:p></span></b></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">Doban da
efectiva a impru mutului (% pe an)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 44.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">necesar (1/3
din imprumut) lei<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">existent sau
de depus in prealabil (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">diferenta care
se retine din imprumut (lei)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">10.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">417<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.407<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">3.333<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">3.303<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">5.289<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">7.04%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">10.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">36<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">278<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">2.083<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">3.333<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">3.303<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">4.614<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">6.94%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">10.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">48<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">209<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">2.765<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">3.333<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">3.303<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">3.932<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;">6.91%<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 2.25pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 2.25pt; text-align: center;"><b><span style="font-family: "Times New Roman","serif";">Pentru
suma de circa 30.000 lei, net:</span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-layout-alt: fixed; mso-yfti-tbllook: 1184; width: 96%;">
<tbody><tr style="height: 18.25pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Suma impru mutata (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Nr. de rate lunare<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Dobanda totala (pe toata durata
imprumutului)<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">(lei)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 35.9%;" width="35%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Fond social (FS):<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Impru
mut net (bani cu care rama neti) (lei)<o:p></o:p></span></b></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Doban da efectiva a impru
mutului (% pe an)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 44.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">necesar (1/3 din imprumut) lei<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">existent sau de depus in
prealabil (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">diferenta care se retine din
imprumut (lei)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">59.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">2.459<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">8.299<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">19.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">19.637<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">31.064<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">7.03%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">67.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">36<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.862<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">13.951<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">22.333<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">22.303<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">30.746<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6.94%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">78.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">48<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.625<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">21.499<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">26.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">25.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">30.531<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6.89%<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 2.25pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 2.25pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Pentru suma de circa 50.000 lei,
net:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-layout-alt: fixed; mso-yfti-tbllook: 1184; width: 96%;">
<tbody><tr style="height: 18.25pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Suma impru mutata (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Nr. de rate lunare<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Dobanda totala (pe toata durata
imprumutului)<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">(lei)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 35.9%;" width="35%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Fond social (FS):<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Impru
mut net (bani cu care rama neti) (lei)<o:p></o:p></span></b></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Doban da efectiva a impru
mutului (% pe an)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 44.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">necesar (1/3 din imprumut) lei<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">existent sau de depus in
prealabil (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">diferenta care se retine din
imprumut (lei)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">116.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">36<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">3.223<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24.148<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">38.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">38.637<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">53.215<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,94%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">130.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">48<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">2.709<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">35.840<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">43.333<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">43.303<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">50.857<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,89%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">160.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">60<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">2.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">54.907<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">53.333<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">53.303<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">51.790<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,86%<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 2.25pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 2.25pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Pentru suma de 50.000 lei brut:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-layout-alt: fixed; mso-yfti-tbllook: 1184; width: 96%;">
<tbody><tr style="height: 18.25pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Suma impru mutata (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Nr. de rate lunare<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Dobanda totala (pe toata durata
imprumutului)<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">(lei)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 35.9%;" width="35%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Fond social (FS):<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Impru
mut net (bani cu care rama neti) (lei)<o:p></o:p></span></b></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Doban da efectiva a impru
mutului (% pe an)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 44.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">necesar (1/3 din imprumut) lei<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">existent sau de depus in
prealabil (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">diferenta care se retine din
imprumut (lei)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">50.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">2.084<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">7.033<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">16.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">16.637<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">26.330<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">7,03%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">50.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">36<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.389<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">10.407<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">16.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">16.637<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">22.956<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,94%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">50.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">48<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.042<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">13.786<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">16.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">16.637<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">19.578<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,89%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 5; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">50.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">60<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">834<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">17.170<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">16.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">16.637<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">16.194<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,87%<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 2.25pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 2.25pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Pentru suma de circa 75.000 lei, brut:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-layout-alt: fixed; mso-yfti-tbllook: 1184; width: 96%;">
<tbody><tr style="height: 18.25pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Suma impru mutata (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Nr. de rate lunare<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Dobanda totala (pe toata durata
imprumutului)<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">(lei)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 35.9%;" width="35%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Fond social (FS):<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Impru
mut net (bani cu care rama neti) (lei)<o:p></o:p></span></b></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Doban da efectiva a impru
mutului (% pe an)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 44.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">necesar (1/3 din imprumut) lei<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">existent sau de depus in
prealabil (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">diferenta care se retine din
imprumut (lei)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">75.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">3.125<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">10.547<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">25.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">39.483<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">7.03%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">75.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">36<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">2.084<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">15.614<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">25.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">34.416<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,94%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">75.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">48<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.563<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">20.678<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">25.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">29.352<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,89%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 5; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">75.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">60<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.250<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">25.734<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">25.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">24.296<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6.86%<o:p></o:p></span></p>
</td>
</tr>
</tbody></table></div>
<p align="center" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 2.25pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 2.25pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Pentru suma de 100.000 lei brut:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-layout-alt: fixed; mso-yfti-tbllook: 1184; width: 96%;">
<tbody><tr style="height: 18.25pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Suma impru mutata (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Nr. de rate lunare<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Dobanda totala (pe toata durata
imprumutului)<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">(lei)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 35.9%;" width="35%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Fond social (FS):<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Impru
mut net (bani cu care rama neti) (lei)<o:p></o:p></span></b></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Doban da efectiva a impru
mutului (% pe an)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 44.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">necesar (1/3 din imprumut) lei<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">existent sau de depus in
prealabil (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">diferenta care se retine din
imprumut (lei)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">100.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">4.167<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">14.064<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">33.333<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">33.303<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">52.633<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">7,03%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">100.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">36<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">2.778<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">20.814<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">33.333<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">33.303<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">45.883<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,94%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">100.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">48<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">2.084<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">27.571<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">33.333<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">33.303<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">39.126<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,89%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 5; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">100.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">60<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">1.667<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">34.319<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">33.333<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">33.303<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">32.377<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,86%<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 2.25pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 2.25pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Pentru suma de 150.000 lei brut:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-layout-alt: fixed; mso-yfti-tbllook: 1184; width: 96%;">
<tbody><tr style="height: 18.25pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Suma impru mutata (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Nr. de rate lunare<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Dobanda totala (pe toata durata
imprumutului)<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">(lei)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 35.9%;" width="35%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Fond social (FS):<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">Impru
mut net (bani cu care rama neti) (lei)<o:p></o:p></span></b></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">Doban da efectiva a impru
mutului (% pe an)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 44.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">necesar (1/3 din imprumut) lei<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">existent sau de depus in
prealabil (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif";">diferenta care se retine din
imprumut (lei)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">150.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">24<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6.250<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">21.094<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">50.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">49.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">78.936<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">7,03%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">150.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">36<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">4.167<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">31.221<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">50.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">49.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">68.809<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,94%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">150.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">48<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">3.125<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">41.344<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">50.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">49.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">58.686<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,89%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 5; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">150.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">60<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">2.500<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.02%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">51.469<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.88%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">50.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.42%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.6%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">49.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 9.54%;" width="9%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif";">48.561<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif";">6,87%<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoListParagraphCxSpFirst" style="background: white; margin-bottom: 0cm; margin-left: 2.25pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 2.25pt; mso-add-space: auto; text-align: left;"><span style="font-family: "Times New Roman","serif";"><o:p> </o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="background: white; margin: 0cm 0cm 0.0001pt 2.25pt; text-align: justify;"><span style="font-family: "Times New Roman","serif";">Desigur,
puteti solicita si o alte variante de imprumut, conforme intereselor dvs.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt; text-align: justify;"><span style="font-family: "Times New Roman","serif";">Este important de retinut:<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif";">Dobanda
totala (cea calculata pe toata durata imprumutului) se retine la acordarea
imprumutului. In aceasta situatie veti avea garantia ca, sub nici o forma,
indiferent de inflatie, rata dobanzii nu va fi modificata de CAR si ca, in
situatia platii anticipate a imprumutului, dobanda retinuta se va recalcula iar
diferenta vi se va restitui.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif";">Rata
stabilita nu poate depasi 1/3 din venitul net al imprumutatului. In cazuri
deosebite, se admite proportia de 1/2 din venitul net.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><span style="font-family: "Times New Roman","serif";">FS reprezinta banii proprii ai
membrului CAR, de care acesta poate sa dispuna cand si cum doreste, dupa
achitarea imprumutului. <b style="mso-bidi-font-weight: normal;">CAR acorda la
fondul social un beneficiu anual (dobanda), neimpozabil, de 8%, inclusiv pe
durata derularii imprumutului.<o:p></o:p></b></span></p>
<p class="MsoListParagraphCxSpLast" style="margin: 0cm 0cm 0.0001pt 36pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif";">FS
poate fi folosit inclusiv la achitarea anticipata a imprumutului, prin
compensarea imprumutului cu FS (conditia fiind ca FS sa acopere intreaga suma
ramasa de restituit).<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt; text-align: justify;"><span style="font-family: "Times New Roman","serif";">Formularele necesare constituirii
dosarului de imprumut se pot descarca de pe site-ul CAR sau se pot solicita
prin e-mail la consilierii de serviciu ai CAR. Dosarul de imprumut trebuie sa
contina:<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="margin: 0cm 0cm 0.0001pt 65.7pt; text-align: justify; text-indent: -27pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">a)<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif";">Cererea
de inscriere in CAR (numai pentru membrii noi);<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 65.7pt; text-align: justify; text-indent: -27pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">b)<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif";">Cererea
de imprumut;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 65.7pt; text-align: justify; text-indent: -27pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">c)<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif";">Adeverinta
de venit pt imprumutat;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 65.7pt; text-align: justify; text-indent: -27pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">d)<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif";">Adeverinta
de venit pt fiecare girant;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="margin: 0cm 0cm 0.0001pt 65.7pt; text-align: justify; text-indent: -27pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">e)<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif";">Declaratia-angajament
a fiecarui girant.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt; text-align: justify;"><span style="font-family: "Times New Roman","serif";">Puteti trimite, prin e-mail, in
format PDF, prin posta sau prin prezentarea la punctul de lucru al CAR, in
prima urgenta, cererea de inscriere si cererea de imprumut, apoi documentele
anexe acestora, mentionate mai sus. Cele doua cereri vor primi nr. de
inregistrare iar dvs. veti putea urmari pe site-ul nostru stadiul rezolvarii
cererii de imprumut.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt; text-align: justify;"><span style="color: black; font-family: "Times New Roman","serif"; mso-themecolor: text1;">Va
multumim pentru interes si va stam la dispozitie pentru alte informatii si
clarificari, prin consilierii nostri de serviciu, in cadrul programului de
lucru: <span style="background: white;">LUNI - JOI, orele 07.30-14.30 (Casieria
08.00-14.00); VINERI, orele 07.30-13.30 (Casieria 08.00-13.00).</span></span><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; mso-ansi-language: RO; mso-bidi-font-style: italic; mso-themecolor: text1;"><o:p></o:p></span></p><p class="MsoNormal" style="margin: 0cm 0cm 0.0001pt; text-align: justify;"><span style="color: black; font-family: "Times New Roman","serif"; mso-themecolor: text1;"><span style="background: white;"><br /></span></span></p>
<p class="stiltext" style="margin-bottom: .0001pt; margin: 0cm; text-align: left; text-indent: 0cm;"><b style="mso-bidi-font-weight: normal;"><span color="windowtext" lang="RO" style="font-family: "Times New Roman","serif"; font-size: 11pt; mso-ansi-language: RO; mso-bidi-font-style: italic;">VICEPRESEDINTE CAR,<o:p></o:p></span></b></p>
<p class="stiltext" style="margin-bottom: .0001pt; margin: 0cm; text-align: left; text-indent: 0cm;"><b style="mso-bidi-font-weight: normal;"><span color="windowtext" lang="RO" style="font-family: "Times New Roman","serif"; font-size: 11pt; mso-ansi-language: RO; mso-bidi-font-style: italic;">Dumitru RÎNCIOG<o:p></o:p></span></b></p><br /><p style="text-align: left;"></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-57290768913298717752023-04-14T13:01:00.005+03:002023-04-14T13:01:38.538+03:00CAR COEZIUNEA SOCIALA VA UREAZA SARBATORI FERICITE!<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJ0k4rWZHJDyS0NtZygfDhyFU8iJqRfqXv4v0ggAE2OGMifjPtUdi4AZIZVnvz9MU6IqE5Uuud_jrfeEnd26FsDTJeqaHSP5yiINwYueSA8riTYNFxfKUcJwD5aCtcoy6xy43uNDG0sfGxnugPJ0WeAWVfygPrqGMu6yaLZ7pn_4CzKH9YnBr8Yao3lQ/s275/Paste%20fericit.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="183" data-original-width="275" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJ0k4rWZHJDyS0NtZygfDhyFU8iJqRfqXv4v0ggAE2OGMifjPtUdi4AZIZVnvz9MU6IqE5Uuud_jrfeEnd26FsDTJeqaHSP5yiINwYueSA8riTYNFxfKUcJwD5aCtcoy6xy43uNDG0sfGxnugPJ0WeAWVfygPrqGMu6yaLZ7pn_4CzKH9YnBr8Yao3lQ/w640-h426/Paste%20fericit.jpg" width="640" /></a></div><br /><p></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-25126957779211414532023-03-22T07:43:00.000+02:002023-03-22T07:43:04.470+02:00Intrebarea senatorului Ivan care l-a facut pe Presedintele ASF sa se bâlbâie si sa se inrosească. Si pe un alt oficial ASF sa denunte contributia infractionala a conducerii ASF, la amplificarea fraudei.<p> <span style="color: #111111;">Un singur senator a pus astăzi, 20.03.2023, cu
subiect si predicat, punctul pe ,,i” in ceea ce privește complicitatea ASF la
dimensiunea fraudei de la City Insurance. Cu stiinta extrasului de cont
falsificat si a a neindelplinirii, FARA NICIUN DUBIU, a cerintelor de capital
si de solvabilitate, ASF a mai permis City Insurance sa emita polite RCA inca
aproximativ 8 luni.</span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 15.0pt; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">Aceasta a fost contribuția
suprema a ASF la frauda de la City Insurance: inca aproape un miliard de lei
incasat de City intre momentul in care ASF stia de extrasul de cont falsificat
si momentul retragerii autorizatiei.<o:p></o:p></span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 15.0pt; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">Si intrucat un alt senator i-a
intrebat daca isi dau demisia si au spus ca nu si-o dau, singura solutie pe
care o mai are Parlamentul pentru penalizarea contribuției ASF la falimentele
din asigurari ete REVOCAREA.<o:p></o:p></span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 15.0pt; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">Remarcati si faptul ca momentul a
fost remarcat si de fanul supravegherii ASF din comisie, senatorul Neagu, care
observand autodenuntul celor de la ASF, Marcu afirmand ca a stiut fara niciun
fel de dubiu, de la Presedintele Autoritatii elvețiene, ca EXTRASUL E FALS, dar
i-am mai lasat aproape 8 luni sa emita polițe. Inca pana la un MILIARD DE LEI,
majorare a fraudei, cu STIINTA ASF.<o:p></o:p></span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: .0001pt; margin: 0cm; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">Iata întrebarea senatorului Ivan
(pe canalul meu de youtube, <a href="http://www.youtube.com/radusoviani?sub_confirmation=1" style="outline: none; transition: all 0.3s ease 0s;"><span style="border: none windowtext 1.0pt; color: #0d6f96; mso-border-alt: none windowtext 0cm; padding: 0cm; text-decoration: none; text-underline: none;">la care va puteti abona AICI</span></a>).<o:p></o:p></span></p>
<p style="margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 15.0pt;"><span style="color: #111111;">Cum sa ii lasi inca 6-8 luni sa mai emita
polite, stiind ca societatea este infractoare?<o:p></o:p></span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 15.0pt; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">Cat iti lua sa scazi din
capitalul declarat cele 50 de milioane de Euro pretinse prin contul care nu
exista? 2 minute?<o:p></o:p></span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: .0001pt; margin: 0cm; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">Si inca maximum 48 de ore ca sa
ii retragi autorizatia si sa o pui sub administrare SPECIALA. <strong style="outline: none;">Adica sa opresti frauda, ASF fiind obligată de lege să
facă asta. Nu mai există niciun stat în lume în care autoritatea de
supraveghere să cunoască fără dubiu infracțiuni făcute de acționari și să îi
mai lase încă 6 luni. Nicăieri!</strong><o:p></o:p></span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 15.0pt; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">Pentru ca nu a facuta asta, ASF,
Nicu Marcu si ceilalti au devenit COMPLICI!. ,,Trebuia sa le dam ragazul”
(infractorilor care au falsificat extrasul˝), Parchetul sa se sesizeze!<o:p></o:p></span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 15.0pt; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">Mai dau un exemplu: in februarie
2014, ASF a aflat ca este o problema cu reasigurarea pretinsa de Astra
Asigurări, in Insulele Cayman.<o:p></o:p></span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 15.0pt; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">Adica cam cum a aflat acum ASF ca
extrasul de cont prezentat de City Insurance este falsificat. Atunci
reasigurarea era un fals, acum mai mult decat reasigurarea era un fals: contul
pur si simplu nu exista.<o:p></o:p></span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: .0001pt; margin: 0cm; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">Atunci, in februarie 2014, ASF a
pus societatea Astra Asigurari in administrare specială <strong style="outline: none;">in mai putin de 10 zile</strong>, interval in care a si
facut selectia administratorului. Astfel, in februrarie 2014, ASF a oprit
frauda de la Astra Asigurari.<o:p></o:p></span></p>
<p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 15.0pt; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;">8 ani mai tarziu, Nicu Marcu
(Presedinte ASF) si Cristian Roșu (Vicepresedinte ASF), au mai lasat City
Insurance sa mai emita polite mai mult de 8 luni. Si asigurari de garantii,
care au condus in cele din urma la fraudarea bugetului de stat. Adică,
functionarii ASF au contribuit la majorarea fraudei de la City Insurance cu
pana la un miliard de lei. Parchetul?<o:p></o:p></span></p><p style="-webkit-text-stroke-width: 0px; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: 12.0pt; margin-left: 0cm; margin-right: 0cm; margin-top: 15.0pt; orphans: 2; outline: none; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; widows: 2; word-spacing: 0px;"><span style="color: #111111;"><b>Autor: RADU SOVIANI</b></span></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-51291280034564147772023-03-01T17:19:00.007+02:002023-03-01T17:19:46.048+02:00Tuturor doamnelor si domnisoarelor membre ale CAR, o primavara frumoasa!<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbSU_Yt-3zZqIq0prXEXMonapdAUBqrdkO1wDmo4cCTdARM_WtJ0ZDhF6FbF2Rs-H0nduurW-PaKGSjF1Wb-ZQBGMsaCWlDvcFPxErRIEPwV6SjN2esy_ZzvHiEtJo40xb89Wv8k53vHycZ9-CuPO7P3HM0_LmdBxj0-F_Qjgk_Y6mcRhm36cJMJzJQQ/s370/martisor.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="208" data-original-width="370" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbSU_Yt-3zZqIq0prXEXMonapdAUBqrdkO1wDmo4cCTdARM_WtJ0ZDhF6FbF2Rs-H0nduurW-PaKGSjF1Wb-ZQBGMsaCWlDvcFPxErRIEPwV6SjN2esy_ZzvHiEtJo40xb89Wv8k53vHycZ9-CuPO7P3HM0_LmdBxj0-F_Qjgk_Y6mcRhm36cJMJzJQQ/w400-h225/martisor.jpg" width="400" /></a></div><br /><p></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-43939825382320555932023-02-01T11:41:00.006+02:002023-03-01T17:12:05.703+02:00DECIZIA COMITETULUI DIRECTOR nr.3/2023, cu privire la acordarea beneficiului pentru anul 2022 pentru membrii CAR si a cotei de 2% pentru RT<p> <b style="text-align: justify; text-indent: 0cm;"><span lang="RO">Art.1<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;">
</span></span></b><span lang="RO" style="text-align: justify; text-indent: 0cm;">Beneficiul pe anul 2022 se stabileste aplicand, pe
intregul an, procentul de <b>5.35%</b> la soldul mediu lunar al cotizațiilor individuale
ale tuturor membrilor aflati in evidenta CAR la 31.12.2022.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 14.2pt; mso-add-space: auto; mso-char-indent-count: 0; mso-list: l0 level1 lfo1; mso-outline-level: body-text; mso-para-margin-left: 0gd; mso-vertical-align-alt: auto; text-align: justify; text-autospace: ideograph-numeric ideograph-other; text-indent: -14.2pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">Art.2<span style="font: 7pt "Times New Roman";">
</span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Beneficiul se adauga din oficiu la fondul social individual al fiecarui
membru al CAR si va fi evidentiat in "<b>Fisa cu situatia financiara la
31.12.2022</b>". <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 0cm; mso-add-space: auto; mso-char-indent-count: 0; mso-list: l0 level1 lfo1; mso-outline-level: body-text; mso-para-margin-left: 0gd; mso-vertical-align-alt: auto; text-align: justify; text-autospace: ideograph-numeric ideograph-other; text-indent: 0cm;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">Art.3<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Incepand cu 01.02.2023, la
cererea membrilor CAR, consilierii de serviciu ai CAR vor distribui <span style="mso-spacerun: yes;"> </span>"Fișa cu situația financiară la 31.12.2022",
in format electronic, prin e-mail sau WhatsApp, respectiv in format tiparit in
cazul prezentarii la punctul de lucru situat in str. Pajurei, nr. 13, Sector 1 Bucuresti.
</span><span style="color: black;"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 0cm; mso-add-space: auto; mso-char-indent-count: 0; mso-list: l0 level1 lfo1; mso-outline-level: body-text; mso-para-margin-left: 0gd; mso-vertical-align-alt: auto; text-align: justify; text-autospace: ideograph-numeric ideograph-other; text-indent: 0cm;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">Art.4<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO; mso-bidi-font-style: italic;">Se
acorda</span><span style="color: black;"> reprezentantilor teritoriali (RT) un
beneficiu brut de 2% calculat la soldul mediu lunar al cotizatiilor depuse in
anul 2022 de catre membrii CAR aflati in evidenta acestora.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="line-height: normal; margin-left: 0cm; mso-add-space: auto; mso-char-indent-count: 0; mso-list: l0 level1 lfo1; mso-outline-level: body-text; mso-para-margin-left: 0gd; mso-vertical-align-alt: auto; text-align: justify; text-autospace: ideograph-numeric ideograph-other; text-indent: 0cm;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">Art.5<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span style="color: black;">Directia Financiar Contabila va intocmi statul de plata, astfel
incat sumele cuvenite sa fie platite pana la 15.03.2023, conform solicitarilor
individuale ale RT.<o:p></o:p></span></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-51850859363754156052022-12-12T16:01:00.031+02:002023-02-05T13:30:50.008+02:00Oferta de servicii pe anul 2023<p align="center" class="MsoNormal" style="margin-right: -13.95pt; text-align: center;"><b>PENTRU ECONOMISIRE:</b></p><p align="center" class="MsoListParagraphCxSpMiddle" style="background: white; margin-bottom: 0cm; margin-left: 0cm; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 0cm; mso-add-space: auto; text-align: center;"><b> </b></p><p class="MsoListParagraphCxSpMiddle" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l2 level1 lfo3; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span>Beneficiul acordat pentru depuneri la fondul
social nu este impozitat de catre ANAF. Nu percepem comisioane de administrare
sau de retragere. Nu va obligam sa pastrati cotizatiile pe un termen
prestabilit. </p><p class="MsoListParagraphCxSpLast" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l2 level1 lfo3; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span><!--[endif]-->Principalele caracteristici ale economisirii la
CAR sunt:</p><div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 86%px;">
<tbody><tr style="height: 28.95pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: 1pt solid windowtext; height: 28.95pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 21.16%;" width="21%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: -14.2pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm -14.2pt; text-align: center;"><b>Beneficiu <o:p></o:p></b></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: -14.2pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm -14.2pt; text-align: center;"><b>(dobanda)<o:p></o:p></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; height: 28.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 24.8%;" width="24%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b>Frecventa si nivel <o:p></o:p></b></p>
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b>depuneri<o:p></o:p></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; height: 28.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 54.04%;" width="54%">
<p class="MsoNormal" style="margin-right: -13.95pt;"><b>Termen de pastrare fond social<o:p></o:p></b></p>
</td>
</tr>
<tr style="height: 15.25pt; mso-yfti-irow: 1; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 15.25pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 21.16%;" width="21%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 7.1pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 7.1pt; text-align: center;">8%
pe an</p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 15.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 24.8%;" width="24%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: -2.4pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm -2.4pt;">Nelimitate</p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 15.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 54.04%;" width="54%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: -2.15pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm -2.15pt;">Neprecizat (la dispozitia
membrului CAR)</p>
</td>
</tr>
</tbody></table>
</div><p class="MsoListParagraphCxSpFirst" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->In cadrul programului "Economii pentru
copii" se ofera aceleasi facilitati.</p><p class="MsoListParagraphCxSpLast" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Fondul social se poate retrage, total sau
partial, in ordinea inregistrarii cererii in tabelul on line intitulat <b><i><u><a href="https://docs.google.com/spreadsheets/d/1zFINyza9-76cCO5IbITR6Fhd8hyBBzfcPrW6YEJCVSU/edit#gid=1821329664"><u>Stadiul
rezolvarii cererilor de imprumut, de refinantare si de retragere fond social</u></a></u></i></b>,
in transe lunare de cel mult 30.000 lei/luna.</p><p class="MsoNormal" style="background: white; margin-right: -13.95pt;"><b> </b></p><p align="center" class="MsoListParagraphCxSpFirst" style="background: white; margin-bottom: 0cm; margin-left: 0cm; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 0cm; mso-add-space: auto; text-align: center;"><b>PENTRU IMPRUMUTURI:<o:p></o:p></b></p><p align="center" class="MsoListParagraphCxSpMiddle" style="background: white; margin-bottom: 0cm; margin-left: 0cm; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 0cm; mso-add-space: auto; text-align: center;"><b> </b></p><p class="MsoListParagraphCxSpMiddle" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Puteti imprumuta sume de 3 ori mai mari decat fondul social, pe termen de
maxim 5 ani. Fondul social se poate constitui/completa si prin retinere din
imprumut. <o:p></o:p></p><p class="MsoListParagraphCxSpMiddle" style="margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -12.85pt; margin-top: 0cm; margin: 0cm -12.85pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"> </span></span>Dobanda totala se poate retine anticipat, din
imprumut. In aceasta situatie aveti garantia ca rata dobanzii nu va fi
modificata pe durata imprumutului si ca, in situatia platii anticipate a acestuia,
dobanda se recalculeaza si diferenta vi se restituie. </p><p class="MsoListParagraphCxSpLast" style="margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -12.85pt; margin-top: 0cm; margin: 0cm -12.85pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Principalele caracteristici ale imprumuturilor
acordate de CAR sunt:</p><div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr>
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b>Denumire imprumut<o:p></o:p></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b>Mod de garantare<o:p></o:p></b></p>
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<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 23.28%;" valign="top" width="23%">
<p class="MsoNormal" style="margin-right: -13.95pt;"><b>Dobanda
reala<o:p></o:p></b></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b>Tip 1</b> - In limita fondului social<o:p></o:p></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;">Cu fondul social<o:p></o:p></p>
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<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 23.28%;" valign="top" width="23%">
<p class="MsoNormal" style="margin-right: -13.95pt;">5.83 - 6.23% pe an<o:p></o:p></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b>Tip 2</b> - Garantat cu giranti<o:p></o:p></p>
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<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;">Cu fondul social si giranti<o:p></o:p></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 23.28%;" valign="top" width="23%">
<p class="MsoNormal" style="margin-right: -13.95pt;">6.85 - 7.31% pe an<o:p></o:p></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;"><b>Tip 3</b> - De refinantare<o:p></o:p></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 38.36%;" valign="top" width="38%">
<p class="MsoNormal" style="margin-right: -13.95pt; text-align: justify;">Cu fondul social si giranti<o:p></o:p></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 23.28%;" valign="top" width="23%">
<p class="MsoNormal" style="margin-right: -13.95pt;">7.36 - 7.85% pe an<o:p></o:p></p>
</td>
</tr>
</tbody></table>
</div><p class="MsoListParagraphCxSpFirst" style="background: white; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 18pt; mso-add-space: auto; mso-list: l1 level2 lfo2; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]-->Imprumutul se acorda in ordinea inregistrarii
cererii in tabelul on line intitulat <b><i><u><a href="https://docs.google.com/spreadsheets/d/1zFINyza9-76cCO5IbITR6Fhd8hyBBzfcPrW6YEJCVSU/edit#gid=1821329664"><u>Stadiul
rezolvarii cererilor de imprumut, de refinantare si de retragere fond social</u></a></u></i></b>.</p><p class="MsoListParagraphCxSpLast" style="background: white; margin-right: -13.95pt; mso-add-space: auto; text-align: justify;"><o:p> </o:p><b>Alte detalii gasiti la </b><b><i><u><a href="http://car-coeziuneasociala.blogspot.ro/"><u>http://car-coeziuneasociala.blogspot.ro</u></a></u></i> si la consilierii de serviciu ai CAR, care
va stau la dispozitie, in cadrul programului zilnic de lucru, la tel.
0760698672 (inclusiv pe WhatsApp).</b></p><p align="center" class="MsoNormal" style="tab-stops: 202.5pt; text-align: center;"><o:p> </o:p></p><p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><b><span lang="RO">INFORMAȚII STANDARD PRIVIND
CREDITUL PENTRU CONSUMATORI</span></b></p><p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><span lang="RO">(c</span><span lang="RO">onform art.9 din OUG nr.50/09.06.2010) <o:p></o:p></span></p><p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><b style="background-color: transparent; text-align: justify;"><span lang="RO">Asociația CAR ”Coeziunea
Socială”,</span></b><span lang="RO" style="background-color: transparent; text-align: justify;"> Cod fiscal: 32335691, cu sediul
operațional în București, Sector 1, str. Pajurei nr. 13, tel.0760.698.672, email
</span><b style="background-color: transparent; text-align: justify;"><a href="mailto:car.coeziuneasociala@gmail.com"><span lang="RO">car.coeziuneasociala@gmail.com</span></a></b><span lang="RO" style="background-color: transparent; text-align: justify;">, oferă membrilor săi împrumuturi cu următoarele
caracteristici:</span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">1.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Tipuri de imprumut: <o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 54pt; mso-layout-grid-align: none; mso-list: l0 level2 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">Tip 1<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Imprumut garantat cu fondul social, cu rata dobanzii
anuale de <b>11,5%;</b> <o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 54pt; mso-layout-grid-align: none; mso-list: l0 level2 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">Tip 2<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Imprumut garantat cu fondul social și giranți, cu rata
dobanzii anuale de <b>13,5%;</b><o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 54pt; mso-layout-grid-align: none; mso-list: l0 level2 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">Tip 3<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Imprumut de refinantare, garantat cu fondul social si
giranti, cu rata dobanzii anuale de <b>14,5%.</b> <o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">2.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Valoarea împrumutului: între <b>1.000</b> și <b>100.000 lei</b>, în funcție de fondul depus
și bonitatea financiară.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">3.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="RO">Termenul</span></b><span lang="RO"> de rambursare a împrumutului: max.<b> 60 luni</b>.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">4.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="RO">Rata lunară</span></b><span lang="RO">: până la valoarea de <b>1/3 din venitul net</b>.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">5.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="RO">Rata dobânzii anuale
este fixa</span></b><span lang="RO"> pe toata durata imprumutului. La
rambursarea anticipată a împrumutului, dobanda se recalculeaza si diferenta se
restituie imprumutatului.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">6.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="RO">Dobânda penalizatoare:
1% pe zi</span></b><span lang="RO"> la suma restantă, se aplica după
30 zile intarziere la plata ratei. Plățile efectuate după apariția dobânzilor
penalizatoare se împart între rate și aceste dobânzi.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">7.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="RO">Suma de rambursat</span></b><span lang="RO"> la terminarea contractului: <b>suma împrumutată + dobânda</b>.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">8.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Anterior contractului, intre parti se negociaza <b>oferta precontractuala de imprumut</b>.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">9.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Dreptul de a rambursa anticipat imprumutul, fără
penalități: <b>Da.<o:p></o:p></b></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">10.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Dreptul imprumutatului de a primi un exemplar original
al contractului de împrumut: <b>Da.</b><o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">11.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Dreptul de a se retrage dintr-un contract aprobat: <b>Da.</b><o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">12.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Nu se percep comisioane de administrare. În situația
plăților prin conturi bancare sau posta, comisioanele aferente transferului se
suportă de către împrumutați.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none; text-indent: -18pt;"><!--[if !supportLists]--><b><span lang="RO">13.<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span lang="RO">Notificările scrise și declanșarea executării silite
se pun în mișcare după 60 de zile de la ultima plată efectuată, respectiv dupa
implinirea termenului de punere in intarziere.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 18pt; mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO"> </span></p><p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO">EXEMPLU DE IMPRUMUT nr.1: Suma imprumutata - 10.000 lei, Durata - 24 de
luni:<o:p></o:p></span></b></p><div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184;">
<tbody><tr>
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO">Tipul de imprumut<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO">Tip 1<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO">Tip 2<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO">Tip 3<o:p></o:p></span></b></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Rata dobanzii anuale<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">11.5 %<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">13.5 %<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">14.5 %<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">417<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">417<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">417<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Dobanda totala (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">1.197<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">1.405<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">1.509<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Dobanda anuala efectiva (DAE)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">13.31%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">16.07%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">17.50%<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Dobanda reala pe an<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">5.99%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">7.03%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">7.54%<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Suma totala de rambursat (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">11.197<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">11.405<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">11.509<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div><p class="MsoNormal"><span lang="RO"> </span></p><p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO">EXEMPLU DE IMPRUMUT nr.2: Suma
imprumutata - 30.000 lei, Durata - 48 de luni:<o:p></o:p></span></b></p><div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184;">
<tbody><tr>
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO">Tipul de imprumut<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO">Tip 1<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO">Tip 2<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO">Tip 3<o:p></o:p></span></b></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Rata dobanzii anuale<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">11.5 %<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">13.5 %<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">14.5 %<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Rata lunara (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">625<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">625<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">625<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Dobanda totala (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">7.044<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">8.269<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">8.881<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Dobanda anuala efectiva (DAE)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">14.71%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">18.18%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">20.06%<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Dobanda reala pe an<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">5.87%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">6.89%<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">7.40%<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 174.4pt;" valign="top" width="233">
<p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO">Suma totala de rambursat (lei)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">37.044<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.45pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">38.269<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 101.5pt;" valign="top" width="135">
<p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">38.881<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div><p>
</p><p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><b><span lang="RO">Nota</span></b><b><span lang="RO" style="font-size: 11pt; mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">:</span></b><b><span lang="RO" style="font-size: 11pt; mso-ansi-language: RO;"> În DAE este inclusă doar dobânda anuală, imprumuturile
nemaiavand alte costuri. Diferenta dintre rata dobânzii anuale și DAE este data
de formula diferită de calcul, prevăzută
de lege.<o:p></o:p></span></b></p><p class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><b><span lang="RO" style="font-size: 11pt; mso-ansi-language: RO;"><a href="https://drive.google.com/file/d/1H5_KR2bL021w_2T8QGJtH8jcWac_nVk4/view?usp=share_link" rel="nofollow" target="_blank">(Clic aici pentru descarcarea ofertei de servicii CAR COEZIUNEA SOCIALA pe anul 2023)</a></span></b></p><span style="color: black;"></span><p></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-26227245542999215462022-11-28T12:07:00.001+02:002022-11-28T12:07:52.396+02:00DECIZIE cu privire la programul de functionare al CAR, incepand cu 01.12.2022<p> </p><p class="normal" style="border: none; margin-left: 36.0pt; mso-border-shadow: yes; mso-list: l1 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">Art.1<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><!--[endif]--><span style="color: black;">Incepand cu
01.12.2022, <b style="mso-bidi-font-weight: normal;">programul zilnic de lucru</b>
al CAR cu publicul, precum si operatiunile de incasari si plati in numerar, se vor
desfasura dupa cum urmeaza:<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72.0pt; mso-border-shadow: yes; mso-list: l1 level2 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;">Luni - Joi</span></b><span style="color: black;">, intre orele <b style="mso-bidi-font-weight: normal;">07.30
- 14.30</b>; <b style="mso-bidi-font-weight: normal;">Casieria, </b>intre orele<b style="mso-bidi-font-weight: normal;"> 08.00-14.00.</b><o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72.0pt; mso-border-shadow: yes; mso-list: l1 level2 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;">Vineri</span></b><span style="color: black;">, intre orele <b style="mso-bidi-font-weight: normal;">07.30
- 13.30</b>; <b style="mso-bidi-font-weight: normal;">Casieria, </b>intre orele<b style="mso-bidi-font-weight: normal;"> 08.00-13.00.</b><o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72.0pt; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span style="color: black;"><o:p> </o:p></span></p>
<p class="normal" style="border: none; margin-left: 36.0pt; mso-border-shadow: yes; mso-list: l1 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">Art.2<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><!--[endif]--><span style="color: black;">Consilierii CAR vor
executa serviciul dupa cum urmeaza:<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72.0pt; mso-border-shadow: yes; mso-list: l1 level2 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span style="color: black;">Consilierul de serviciu principal, intre orele 07.30-13.30
(vineri 07.30-12.30);<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72.0pt; mso-border-shadow: yes; mso-list: l1 level2 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span style="color: black;">Consilierul de serviciu secundar, intre orele 08.30-14.30 (vineri
08.30-13.30);<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72.0pt; mso-border-shadow: yes; mso-list: l1 level2 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span style="color: black;">Casierul de serviciu, intre orele 08.00-14.00 (vineri 08.00-13.00);<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72.0pt; mso-border-shadow: yes; mso-list: l1 level2 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">d.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span style="color: black;">Contabilul de serviciu, intre orele 08.00-14.00 (vineri 08.00-13.00).<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72.0pt; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><span style="color: black;"><o:p> </o:p></span></p>
<p class="normal" style="border: none; margin-left: 36.0pt; mso-border-shadow: yes; mso-list: l1 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">Art.3<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;">Nu se lucreaza</span></b><span style="color: black;"> <b style="mso-bidi-font-weight: normal;">cu membrii CAR si publicul</b> in zilele:<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 108.0pt; mso-border-shadow: yes; mso-list: l0 level3 lfo2; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -9.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-spacerun: yes;"> </span>30.11.2022 -
04.12.2022;<o:p></o:p></span></b></p>
<p class="normal" style="border: none; margin-left: 108.0pt; mso-border-shadow: yes; mso-list: l0 level3 lfo2; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -9.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-spacerun: yes;"> </span>26.12.2022;<o:p></o:p></span></b></p>
<p class="normal" style="border: none; margin-left: 108.0pt; mso-border-shadow: yes; mso-list: l0 level3 lfo2; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -9.0pt;"><!--[if !supportLists]--><span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-spacerun: yes;"> </span>30.12.2022 -
02.01.2023.<o:p></o:p></span></b></p>
<p class="normal" style="border: none; margin-left: 108.0pt; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><o:p> </o:p></span></b></p>
<p class="normal" style="border: none; margin-left: 36.0pt; mso-border-shadow: yes; mso-list: l1 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18.0pt;"><br /></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-82949469582055090872022-08-15T11:08:00.001+03:002022-08-15T11:08:34.224+03:00Pentru sarbatoritii nostri<p> Tuturor membrilor CAR COEZIUNEA SOCIALA, care poarta numele Sfintei Maria, le uram un sincer LA MULTI ANI, sanatate si prosperitate, cat mai multe bucurii si satisfactii alaturi de familiile lor!</p><p>COMITETUL DIRECTOR</p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-27537567297821157922022-06-10T10:51:00.000+03:002022-06-10T10:51:12.647+03:00Informatii despre inscriere si imprumut (pentru persoane care nu au aderat inca la CAR)<p> <span style="background-color: white; color: #222222; font-family: "Times New Roman", "serif"; font-size: 12pt;">Pentru inscrierea in asociatia Casa de Ajutor Reciproc
(denumita prescurtat CAR) este necesar sa:</span></p>
<p align="left" class="MsoListParagraphCxSpMiddle" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: left; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="RO" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="RO" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-ansi-language: RO;">Completati o cerere de inscriere (formular
atasat) si sa o expediati la sediul central al CAR, fie prin posta sau curier, pe
adresa: str. Pajurei, nr. 13, cod postal 013152, Sector 1, Bucuresti, fie prin e-mail
la <a href="mailto:car.coeziuneasociala@gmail.com">car.coeziuneasociala@gmail.com</a>
, insotita de copia cartii de identitate </span><span style="color: #222222; font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";">pe care ati scris (de
mana) textul "<i style="mso-bidi-font-style: normal;">Conform cu originalul</i>",
ati datat si semnat;</span><span lang="RO" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-ansi-language: RO;"><o:p></o:p></span></p>
<p align="left" class="MsoListParagraphCxSpMiddle" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: left; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="RO" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: #222222; font-family: "Times New Roman","serif"; mso-fareast-font-family: "Times New Roman";">Platiti</span><span lang="RO" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-ansi-language: RO;"> apoi in contul
bancar al CAR - RO36BRDE441SV84947644410, <span style="mso-spacerun: yes;"> </span>taxa de inscriere in CAR, in suma de 10 lei, <span style="mso-spacerun: yes;"> </span>si o cotizatie minima de 30 lei. <o:p></o:p></span></p>
<p align="left" class="MsoListParagraphCxSpLast" style="background: white; margin-bottom: .0001pt; margin: 0cm; mso-add-space: auto; text-align: left;"><span lang="RO" style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-ansi-language: RO;">Dupa finalizarea celor doua operatiuni, CAR inregistreaza
documentele trimise si astfel dvs. deveniti membru al CAR, cu drepturi
depline.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Depunerile de cotizatii sunt
neplafonate<span style="mso-spacerun: yes;"> </span>- puteti depune sau retrage
sume de bani oricand si oricat. La sumele depuse, CAR acorda un beneficiu anual
(dobanda) de 5,35%.<o:p></o:p></span></b></p>
<p align="left" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Membrii CAR pot imprumuta</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"> de 3 ori fondul
social (FS), max. 50.000 lei. In cazuri justificate, se poate depasi acest
plafon. Spre informare si comparatie va prezentam simularea unui imprumut de <b style="mso-bidi-font-weight: normal;">36.000 lei, in situatia in care membrul CAR
nu a depus anterior fondul social necesar</b>. <o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></p>
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr style="height: 18.25pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: solid windowtext 1.0pt; height: 18.25pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.12%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Suma
impru mutata<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 7.9%;" width="7%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Nr.
de rate luna re<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 9.1%;" width="9%">
<p align="left" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Rata
lunara <o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.3%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Dobanda
(fixa, 10,5% pe an)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: solid windowtext 1.0pt; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 35.6%;" width="35%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Fond
social (FS):<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.4%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Impru mut net
(bani cu care rama neti)<o:p></o:p></span></b></p>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 18.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.56%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Doban
da efectiva a impru mutului (% pe an)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 44.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.98%;" width="12%">
<p align="center" class="MsoNormal" style="text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Necesar (1/3
din imprumut)<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Existent<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 44.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.14%;" width="12%">
<p align="center" class="MsoNormal" style="text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Se retine din
imprumut (daca FS nu a fost depus anterior)<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 12.55pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 12.55pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.12%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">36.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 12.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 7.9%;" width="7%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">24<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 12.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 9.1%;" width="9%">
<p align="right" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">1.500<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 12.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.3%;" width="11%">
<p align="right" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">3.938<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 12.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.98%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">12.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 12.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 12.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.14%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">11.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 12.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.4%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">20.092<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 12.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.56%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">5.47%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.12%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">36.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 7.9%;" width="7%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">36<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 9.1%;" width="9%">
<p align="right" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">1.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.3%;" width="11%">
<p align="right" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">5.828<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.98%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">12.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.14%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">11.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.4%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">18.202<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.56%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">5.40%<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11.9pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.12%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">36.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 7.9%;" width="7%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">48<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 9.1%;" width="9%">
<p align="right" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">750<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.3%;" width="11%">
<p align="right" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: right;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">7.718<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.98%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">12.000<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 10.48%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">30<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.14%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">11.970<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.4%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">16.312<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 11.9pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 11.56%;" width="11%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">5.36%<o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
<p align="left" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Este
important de retinut ca:<o:p></o:p></span></p>
<p align="left" class="MsoListParagraphCxSpFirst" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: left; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Dobanda
totala (cea calculata pe toata durata imprumutului) se retine la acordarea
imprumutului. In situatia platii anticipate a imprumutului, dobanda se
recalculeaza si diferenta se returneaza imprumutatului.<o:p></o:p></span></p>
<p align="left" class="MsoListParagraphCxSpMiddle" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: left; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Rata
stabilita nu poate depasi 1/3 din venitul net al imprumutatului. In cazuri
deosebite, se admite proportia de 1/2 din venitul net.<o:p></o:p></span></p>
<p align="left" class="MsoListParagraphCxSpMiddle" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: left; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">FS
reprezinta banii proprii ai membrului CAR, de care acesta poate sa dispuna cand
si cum doreste, dupa achitarea imprumutului. CAR acorda la fondul social un
beneficiu anual (dobanda), neimpozabil, de 5.35%.<o:p></o:p></span></p>
<p align="left" class="MsoListParagraphCxSpMiddle" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: left; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">FS
poate fi folosit inclusiv la achitarea anticipata a imprumutului, prin
compensarea imprumutului cu FS (conditia fiind ca FS sa acopere intreaga suma
ramasa de restituit).<o:p></o:p></span></p>
<p align="left" class="MsoListParagraphCxSpLast" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: left; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Formularele
si <b style="mso-bidi-font-weight: normal;">procedura de lucru de la distanta</b>
le gasiti pe acest site.<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Va
multumim pentru interes si va stam la dispozitie pentru simularea unor
imprumuturi si cu alte informatii si clarificari la tel. 0760698672 si e-mail <a href="mailto:car.coeziuneasociala@gmail.com">car.coeziuneasociala@gmail.com</a>
<o:p></o:p></span></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-40685509584252360972022-04-22T11:43:00.003+03:002022-04-22T11:43:41.880+03:00Sarbatori fericite!<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5nu6v7D-06bJoL9i-YLU30UbGzcOA5MIdJBwsVOlRGDSlKYRtuDAeTqtCbBS1GT2RdR42RHuX7c22vzbIm8Le3bpfIBKO1VhnM6Idopd-gBpQr-jsQhQFYPufHd0Mhgph9RXC4Hfr2RNsdQZ9rlOWUfUATdB-InDHNcuYBrfSL8gg5150-40kTW6v0g/s277/images.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="182" data-original-width="277" height="263" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5nu6v7D-06bJoL9i-YLU30UbGzcOA5MIdJBwsVOlRGDSlKYRtuDAeTqtCbBS1GT2RdR42RHuX7c22vzbIm8Le3bpfIBKO1VhnM6Idopd-gBpQr-jsQhQFYPufHd0Mhgph9RXC4Hfr2RNsdQZ9rlOWUfUATdB-InDHNcuYBrfSL8gg5150-40kTW6v0g/w400-h263/images.jpg" width="400" /></a></div><br /> <p></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-9610275720684869452022-04-21T11:25:00.000+03:002022-04-21T11:25:01.449+03:00COMUNICAT PRIVIND RECONVOCAREA ADUNARII GENERALE<p> </p><p align="center" class="MsoNormal" style="background: white; text-align: center;"><b><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">-In atentia tuturor membrilor fondatori si a
membrilor CAR -</span></b><span style="color: #222222; font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Deoarece,
din motive obiective, presedintele CAR nu poate participa la Adunarea Generala
reconvocata din data de 28.04.2022, va informam ca Adunarea Generala
reconvocata se replanifica pentru data de 05.05.2022, ora 12.00, in acelasi loc
si cu aceeasi ordine de zi<span style="mso-spacerun: yes;"> </span>precizate in
Decizia <span style="mso-spacerun: yes;"> </span>CD nr.221/24.03.2022.<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Va
informam ca, in baza art.37 din Statutul CAR, Adunarea Generala reconvocata
este statutara si poate adopta hotarari indiferent de numarul participantilor.<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Secretariatul
Adunarii Generale va fi asigurat, in continuare, conform Deciziei CD
nr.221/24.03.2022.</span><span style="color: #222222; font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><b><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Data</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> postarii
pe site a comunicatului</span></b><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">:
21.04.2022<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">COMITETUL DIRECTOR</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #222222; font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></b></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-47281245583297289712022-04-20T13:16:00.001+03:002022-04-20T13:16:14.502+03:00Adunarea Generala se reconvoaca pe data de 28.04.2022, ora 12.00<p><span style="font-family: georgia;"> </span></p><p align="center" class="MsoNormal" style="background: white; text-align: center;"><span style="font-family: georgia;"><b><span style="color: #222222;">COMUNICAT</span></b><span style="color: #222222;"><o:p></o:p></span></span></p>
<p align="center" class="MsoNormal" style="background: white; text-align: center;"><span style="font-family: georgia;"><b><span style="color: #222222;">-In atentia tuturor membrilor fondatori si a
membrilor CAR -</span></b><span style="color: #222222;"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222;"><span style="font-family: georgia;">Deoarece
astazi, 20.04.2022, nu s-a intrunit cvorumul Adunarii Generale, reamintim ca
aceasta se reconvoaca, conform Deciziei CD nr.221/24.03.2022, <span style="mso-spacerun: yes;"> </span>pentru ziua de 28.04.2022, ora 12.00, in
acelasi loc si cu aceeasi ordine de zi.<o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222;"><o:p><span style="font-family: georgia;"> </span></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222;"><span style="font-family: georgia;">Va
informam ca, in baza art.37 din Statutul CAR, Adunarea generala reconvocata
este statutara si poate adopta hotarari indiferent de numarul participantilor.<o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222;"><o:p><span style="font-family: georgia;"> </span></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: georgia;"><span style="color: #222222;">Secretariatul
Adunarii Generale va fi asigurat, in continuare, conform Deciziei CD
nr.221/24.03.2022.</span><span style="color: #222222;"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: left; text-indent: -18.0pt;"><span style="color: #222222;"><o:p><span style="font-family: georgia;"> </span></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: georgia;"><b><span style="color: #222222;">Data</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #222222;"> postarii
pe site a comunicatului</span></b><span style="color: #222222;">:
20.04.2022<o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222;"><o:p><span style="font-family: georgia;"> </span></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span style="color: #222222;"><span style="font-family: georgia;">COMITETUL DIRECTOR</span></span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #222222; font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></b></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-28989252196432097772022-03-30T12:42:00.058+03:002022-05-06T12:03:07.893+03:00Convocarea Adunarii Generale a membrilor CAR<p><span style="font-family: georgia;"> </span></p><p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 0cm 36.0pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">DECIZIA COMITETULUI DIRECTOR <o:p></o:p></span></span></b></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 0cm 36.0pt; text-align: center;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">cu privire la
convocarea Adunării Generale<o:p></o:p></span></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span style="color: black;"><o:p><span style="font-family: georgia;"> </span></o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-add-space: auto; mso-list: l3 level1 lfo1; text-indent: -1cm;"><!--[if !supportLists]--><span style="font-family: georgia;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black;"><span style="mso-list: Ignore;">Art.1<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black;">În baza art. 34
din Statutul Asociației Casa de Ajutor Reciproc "Coeziunea Socială",
inregistrat sub nr.208/15.03.2021 în evidențele Asociației si validat de catre
Judecatoria Sectorului 1 prin<span style="mso-spacerun: yes;"> </span>încheierea
din 03.06.2021 pronuntata in Dosarul nr.13770/299/2021 (<b style="mso-bidi-font-weight: normal;"><i><a href="https://drive.google.com/file/d/1XPb3_IQNfk4XmJp6UX73DDUpmwscnRJS/view?usp=sharing">clic
aici pentru accesare</a></i></b>), se convoacă Adunarea Generală în ziua de <b style="mso-bidi-font-weight: normal;">20.04.2022, ora 12.00</b>, cu următoarea
ordine de zi:</span><span lang="RO" style="color: black;"><o:p></o:p></span></span></p>
<p class="MsoListParagraphCxSpLast" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-add-space: auto;"><span lang="RO" style="color: black;"><o:p><span style="font-family: georgia;"> </span></o:p></span></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.78%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">Nr
crt<o:p></o:p></span></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 89.22%;" width="89%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">Ordinea
de zi a Adunarii Generale<o:p></o:p></span></span></b></p>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.78%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">1<o:p></o:p></span></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 89.22%;" width="89%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black;"><span style="font-family: georgia;">Prezentarea, dezbaterea si
supunerea la vot a Raportului Comitetului Director pentru activitatea
desfasurata in anul 2021 (<i style="mso-bidi-font-style: normal;">pentru
accesare, dati clic pe documentul respectiv</i>): <o:p></o:p></span></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/11tNCOQbr8QzdgSxIuPL5sQGnXzO8V7eN/view?usp=sharing" target="_blank">Proiect initial</a> +<a href="https://drive.google.com/file/d/1sI3MJb6iuldgP5OiTkU1L2xAwk-EJv31/view?usp=sharing" target="_blank">Anexa</a> (se posteaza la 05.04.2022-clic pe link pt. accesare) </span></i></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1sI3MJb6iuldgP5OiTkU1L2xAwk-EJv31/view" target="_blank">Proiect final</a> (se posteaza la 12.04.2022)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1uahip1p3dMg6s0F_-AKXpO5pJ_0nRnD4/view?usp=sharing" target="_blank">Hotararea adoptata</a> de Adunarea Generala (se posteaza la finalizarea AG, <i style="mso-bidi-font-style: normal; text-indent: -24px;"><span lang="RO" style="color: black;">respectiv <i style="mso-bidi-font-style: normal; text-indent: 0px;"><span lang="RO">pe 05.05.2022</span></i></span></i>)</span></i><span lang="RO"><o:p></o:p></span></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.78%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">2<o:p></o:p></span></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 89.22%;" width="89%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span style="font-family: georgia;"><span lang="RO" style="background: white; color: black;"><span style="mso-spacerun: yes;"> </span>Prezentarea, d</span>ezbaterea
și aprobarea bilantului contabil si a situațiilor financiare pentru
exercițiul financiar încheiat la data de 31.12.2021 <span lang="RO" style="background: white; color: black;">(<i style="mso-bidi-font-style: normal;">pentru
accesare, dati clic pe documentul respectiv</i>):<o:p></o:p></span></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1hPGu4JdoIyHpMciJ0ZziCMQkbVmSYMac/view?usp=sharing" target="_blank">Proiect initial</a> + <a href="https://drive.google.com/file/d/19fJ5rKIkrNgbq08zxjMaf-lf4L9Mm1eu/view?usp=sharing" target="_blank">Anexa</a> (se posteaza la 05.04.2022, clic pe link pt. accesare)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/19fJ5rKIkrNgbq08zxjMaf-lf4L9Mm1eu/view" target="_blank">Proiect final</a> (se posteaza la 12.04.2022)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1QZsLjDPVE1j_PcqBzufpkduD7TQDI3VQ/view?usp=sharing" target="_blank">Hotararea adoptata</a> de Adunarea Generala (se posteaza la finalizarea AG, <i style="mso-bidi-font-style: normal; text-indent: -24px;"><span lang="RO" style="color: black;">respectiv <i style="mso-bidi-font-style: normal; text-indent: 0px;"><span lang="RO">pe 05.05.2022</span></i></span></i>)</span></i><span lang="RO"><o:p></o:p></span></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.78%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">3<o:p></o:p></span></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 89.22%;" width="89%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black;"><span style="font-family: georgia;">Prezentarea, dezbaterea
si<span style="mso-spacerun: yes;"> </span>supunerea la vot a Raportului Comisiei
de cenzori pe anul 2021 (<i style="mso-bidi-font-style: normal;">pentru
accesare, dati clic pe documentul respectiv</i>):<o:p></o:p></span></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1sFZjtZTRTACuXbfvIRZ4JG5EAD73g3Pc/view?usp=sharing" target="_blank">Proiect initial</a> + <a href="https://drive.google.com/file/d/12TnSN1twx-nMUsHS8107_CWcl9V_N_PG/view?usp=sharing" target="_blank">Anexa</a> (se posteaza la 05.04.2022, clic pe link pt. accesare)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/12TnSN1twx-nMUsHS8107_CWcl9V_N_PG/view" target="_blank">Proiect final</a> (se posteaza la 12.04.2022)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1hvNj4Yd5SdgRdfnFsvDddfnX4gOuvKfs/view?usp=sharing" target="_blank">Hotararea adoptata</a> de Adunarea Generala (se posteaza la finalizarea AG, <i style="mso-bidi-font-style: normal; text-indent: -24px;"><span lang="RO" style="color: black;">respectiv <i style="mso-bidi-font-style: normal; text-indent: 0px;"><span lang="RO">pe 05.05.2022</span></i></span></i>)</span></i><span lang="RO"><o:p></o:p></span></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.78%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">4<o:p></o:p></span></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 89.22%;" width="89%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span style="font-family: georgia;"><span lang="RO" style="background: white; color: black;">Prezentarea, dezbaterea și
aprobarea Bugetului de venituri si cheltuieli pe anul 2022 (<i style="mso-bidi-font-style: normal;">pentru accesare, dati clic pe documentul
respectiv</i>): </span><span lang="RO" style="color: black;"><o:p></o:p></span></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1AkaoTfeLinK5SSvsDXRgLgTPhVqdyCPL/view?usp=sharing" target="_blank">Proiect initial</a> + <a href="https://drive.google.com/file/d/10FLeuLL7yqRYG8sPqyVf4i4tAL_mLFeW/view?usp=sharing" target="_blank">Anexa</a> (se posteaza la 05.04.2022, clic pe link pt.accesare)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/10FLeuLL7yqRYG8sPqyVf4i4tAL_mLFeW/view" target="_blank">Proiect final</a> (se posteaza la 12.04.2022)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1yUkOp0xRn7xkeVRoW7x0JDY8NPTRguJl/view?usp=sharing" target="_blank">Hotararea adoptata</a> de Adunarea Generala (se posteaza la finalizarea AG, <i style="mso-bidi-font-style: normal; text-indent: -24px;"><span lang="RO" style="color: black;">respectiv <i style="mso-bidi-font-style: normal; text-indent: 0px;"><span lang="RO">pe 05.05.2022</span></i></span></i>)</span></i><span lang="RO"><o:p></o:p></span></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.78%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">5<o:p></o:p></span></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 89.22%;" width="89%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black;"><span style="font-family: georgia;">Prezentarea, dezbaterea si
adoptarea Statutului CAR modificat cu scopul maririi numarului de membri
asociati (<i style="mso-bidi-font-style: normal;">pentru accesare, dati clic pe
documentul respectiv</i>):<o:p></o:p></span></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/131MfcPiLsQe-eiMjFwQLfQzrQWQ1PVMu/view?usp=sharing" target="_blank">Proiect initial + Anexa</a> (se posteaza la 05.04.2022, clic pe link pt. accesare)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/drive/u/0/folders/11ztbUlaLsAOfx89RHiGJysoRcxuqdY6Q" target="_blank">Proiect final</a> (se posteaza la 12.04.2022)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1x1AfRjIx1WJHxzJmJyvYRaeA_1KsnMY3/view?usp=sharing" target="_blank">Hotararea adoptata</a> de Adunarea Generala (se posteaza la finalizarea AG, <i style="mso-bidi-font-style: normal; text-indent: -24px;"><span lang="RO" style="color: black;">respectiv <i style="mso-bidi-font-style: normal; text-indent: 0px;"><span lang="RO">pe 05.05.2022</span></i></span></i>)</span></i><span lang="RO" style="background: white;"><o:p></o:p></span></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.78%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">6<o:p></o:p></span></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 89.22%;" width="89%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span style="font-family: georgia;"><span lang="RO" style="background: white; color: black;">Prezentarea, dezbaterea și
aprobarea</span><span lang="RO" style="color: black;"> modificarilor
decise pe parcursul anului 2021 de catre Comitetul Director la Regulamentul
activitatii financiare (RAF) </span><span lang="RO" style="background: white; color: black;">(<i style="mso-bidi-font-style: normal;">pentru accesare,
dati clic pe documentul respectiv</i>):</span><span lang="RO" style="color: black;"><o:p></o:p></span></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1X_ReaqALDLgRvDAWkViECFr54B8f-YQ8/view?usp=sharing" target="_blank">Proiect initial </a>+ <a href="https://drive.google.com/file/d/1r5_XRpx6Xe2efLHF_YST_SOD6EShcfl0/view?usp=sharing" target="_blank">Anexa</a> (se posteaza la 05.04.2022, clic pe link pt.accesare)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/drive/u/0/folders/11ztbUlaLsAOfx89RHiGJysoRcxuqdY6Q" target="_blank">Proiect final</a> (se posteaza la 12.04.2022)</span></i><span lang="RO"><o:p></o:p></span></span></li>
</ul>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 36pt; mso-add-space: auto; mso-list: l0 level1 lfo2; text-align: left; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: georgia;"><span lang="RO" style="color: black;"><span style="mso-list: Ignore;"><b>·</b><span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><i style="mso-bidi-font-style: normal;"><span lang="RO" style="color: black;"><a href="https://drive.google.com/file/d/1OcT8M3a_lngi7_v1ctp4whw4LtKravF_/view?usp=sharing" target="_blank">Hotararea adoptata</a> de Adunarea Generala (</span></i></span><i style="font-family: georgia; mso-bidi-font-style: normal;"><span lang="RO" style="color: black;">se posteaza la finalizarea AG, respectiv <i style="mso-bidi-font-style: normal; text-indent: 0px;"><span lang="RO">pe 05.05.2022; <a href="https://drive.google.com/file/d/1UgM7_xPd2W0kj5zz0C31RKJfHga7gtzG/view?usp=sharing" target="_blank">clic aici pentru vizualizarea Regulamentului Activitatii Financiare</a>)</span></i></span></i></p>
</td>
</tr>
<tr style="mso-yfti-irow: 7; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.78%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black;"><span style="font-family: georgia;">7<o:p></o:p></span></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 89.22%;" width="89%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span style="font-family: georgia;"><span lang="RO" style="background: white; color: black;">Prezentarea, dezbaterea și
aprobarea</span><span lang="RO" style="color: black;"> modificarilor
decise pe parcursul anului 2021 de catre Comitetul Director la Regulamentul
Intern (RI) </span><span lang="RO" style="background: white; color: black;">(<i style="mso-bidi-font-style: normal;">pentru accesare,
dati clic pe documentul respectiv</i>):</span><span lang="RO" style="color: black;"><o:p></o:p></span></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/file/d/1Np7kDYX-V6bxAHyCLVNbOF7PsGDp4Qfu/view?usp=sharing" target="_blank">Proiect initial</a> + <a href="https://drive.google.com/file/d/1Ok8rctZXIPAf6H5LUH8ZFkv_qthIIUJB/view?usp=sharing" target="_blank">Anexa </a>(se posteaza la 05.04.2022, clic pe link pt. accesare)</span></i><span lang="RO"><o:p></o:p></span></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: left;"><span style="font-family: georgia;"><i style="mso-bidi-font-style: normal;"><span lang="RO"><a href="https://drive.google.com/drive/u/0/folders/11ztbUlaLsAOfx89RHiGJysoRcxuqdY6Q" target="_blank">Proiect final</a> (se posteaza la 12.04.2022)</span></i><span lang="RO"><o:p></o:p></span></span></li>
</ul>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 36pt; mso-add-space: auto; mso-list: l0 level1 lfo2; text-align: left; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: georgia;"><span lang="RO" style="color: black;"><span style="mso-list: Ignore;">·<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><i style="mso-bidi-font-style: normal;"><span lang="RO" style="color: black;"><a href="https://drive.google.com/file/d/11qSi9PO7JRL91_0510vr8kJnYfsYsZUi/view?usp=sharing" target="_blank">Hotararea adoptata</a> de Adunarea Generala (se
posteaza la finalizarea AG, respectiv <i style="mso-bidi-font-style: normal; text-indent: 0px;"><span lang="RO">pe 05.05.2022; <a href="https://drive.google.com/file/d/1cg7K7q0WMyZ0O-D4untIl3SuvuPlU2Hr/view?usp=sharing" target="_blank">clic aici pentru vizualizarea Regulamentului Intern</a>)</span></i></span></i></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="normal" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; text-align: justify;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><o:p><span style="font-family: georgia;"> </span></o:p></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-list: l3 level1 lfo1; text-align: justify; text-indent: -1cm;"><!--[if !supportLists]--><span style="font-family: georgia;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">Art.2<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">În situația nerealizării
cvorumului de jumătate plus unu din numarul membrilor, la data primei
convocări, Adunarea Generală se reconvoacă pentru ziua de <b style="mso-bidi-font-weight: normal;">05.05.2022, ora 12.00, in acelasi loc si cu aceeași ordine de zi. </b><span style="mso-bidi-font-weight: bold;">În ipoteza neîndeplinirii condițiilor de
cvorum la prima convocare a Adunării Generale,</span><b style="mso-bidi-font-weight: normal;"> </b>CD al CAR va publica pe pagina de internet a Asociației, la data
de 20.04.2022, un comunicat in acest sens. <o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 36.0pt; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 36pt; mso-hyphenate: none; mso-list: l3 level1 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -36pt; vertical-align: baseline;"><!--[if !supportLists]--><span style="font-family: georgia;"><b style="mso-bidi-font-weight: normal;"><span style="color: black;"><span style="mso-list: Ignore;">Art.3<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span></b><!--[endif]--><span lang="RO" style="color: black;">Adunarea Generala se va desfasura cu prezenta
fizica a membrilor, la Punctul de Lucru Central al CAR, situat in Bucuresti,
str. Pajurei, nr. 13, Sector 1.</span><span style="color: black;"><o:p></o:p></span></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-list: l3 level1 lfo1; text-align: justify; text-indent: -1cm;"><!--[if !supportLists]--><span style="font-family: georgia;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">Art.4<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Calendarul activităților de
pregatire a Adunării Generale este urmatorul<span style="mso-bidi-font-style: italic;">:</span><o:p></o:p></span></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 50.4pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 50.4pt; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: georgia;"><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">a.<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Publicarea pe site-ul propriu de
Internet al CAR si afisarea la punctele de lucru a Deciziei CD de convocare a
Adunarii Generale: <b style="mso-bidi-font-weight: normal;">30.03.2022;</b><o:p></o:p></span></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 50.4pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 50.4pt; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: georgia;"><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">b.<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Publicarea pe site de către
Direcția Secretariat-Administrativă a CAR a proiectelor inițiale de hotarari cu
privire la punctele 1-7 de pe ordinea de zi, in scopul dezbaterii si formulării
propunerilor de modificare/completare a acestora de catre membri:<span style="mso-spacerun: yes;"> </span><b>05.04.2022;</b><b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 50.4pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 50.4pt; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: georgia;"><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">c.<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-bidi-font-weight: bold;">Comunicarea
observațiilor și propunerilor de modificare/completare a proiectelor de
hotărâre cu privire la punctele 1-7 de pe ordinea de zi, de către membri: </span><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO;">dată limită, 11.04.2022, ora 12.00.<span style="color: black; mso-bidi-font-weight: bold;"><o:p></o:p></span></span></b></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 50.4pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 50.4pt; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-family: georgia;"><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">d.<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Publicarea pe site de către
Direcția Secretariat-Administrativă a CAR a proiectelor finale de hotarari
aferente punctelor 1-7 din Convocator care urmează să fie supuse la vot în
cadrul Adunării Generale: <b>12.04.2022.<o:p></o:p></b></span></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-hyphenate: none; mso-list: l3 level1 lfo1; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; text-indent: -1cm; vertical-align: baseline;"><!--[if !supportLists]--><span style="font-family: georgia;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black;"><span style="mso-list: Ignore;">Art.5<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black;"><span style="mso-spacerun: yes;"> </span></span></b><span lang="RO" style="color: black;">Verificarea identității participanților la adunare <span style="mso-spacerun: yes;"> </span>si intocmirea procesului verbal al Adunarii
Generale se vor executa de către secretariatul Adunării Generale, format din
următorii membri:<o:p></o:p></span></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 72pt; mso-hyphenate: none; mso-list: l2 level2 lfo4; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span style="font-family: georgia;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black;"><span style="mso-list: Ignore;">1)<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black;">Rinciog Dumitru<o:p></o:p></span></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 72pt; mso-hyphenate: none; mso-list: l2 level2 lfo4; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span style="font-family: georgia;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black;"><span style="mso-list: Ignore;">2)<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black;">Perianu Traian<o:p></o:p></span></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 72pt; mso-hyphenate: none; mso-list: l2 level2 lfo4; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span style="font-family: georgia;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black;"><span style="mso-list: Ignore;">3)<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black;">Mihai Vasile<o:p></o:p></span></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 54pt; mso-hyphenate: none; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; vertical-align: baseline;"><span lang="RO" style="color: black;"><o:p><span style="font-family: georgia;"> </span></o:p></span></p>
<p align="center" class="normal" style="margin-right: -27pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: georgia;">COMITETUL DIRECTOR</span></b></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-12942116692547105302022-02-16T22:06:00.003+02:002022-02-28T15:15:24.835+02:00CAR COEZIUNEA SOCIALA VA AJUTA SA TRECETI MAI USOR PRIN CRIZA ECONOMICA!<p> </p><p align="center" class="normal" style="margin-bottom: 0cm; margin-left: -27.0pt; margin-right: -5.4pt; margin-top: 0cm; margin: 0cm -5.4pt 0cm -27pt; tab-stops: 0cm 36.0pt; text-align: center;"><b style="mso-bidi-font-weight: normal;">DECIZIA
COMITETULUI DIRECTOR <o:p></o:p></b></p>
<p align="center" class="normal" style="margin-bottom: 0cm; margin-left: -27.0pt; margin-right: -5.4pt; margin-top: 0cm; margin: 0cm -5.4pt 0cm -27pt; tab-stops: 0cm 36.0pt; text-align: center;"><span style="color: black;">cu privire la actualizarea
ofertei de servicii a CAR si unele <o:p></o:p></span></p>
<p align="center" class="normal" style="margin-bottom: 0cm; margin-left: -27.0pt; margin-right: -5.4pt; margin-top: 0cm; margin: 0cm -5.4pt 0cm -27pt; tab-stops: 0cm 36.0pt; text-align: center;"><span style="color: black;">modificari ale Regulamentului
Activitatii Financiare<o:p></o:p></span></p>
<p align="center" class="normal" style="text-align: center;"><span style="mso-list: Ignore; text-align: justify; text-indent: -18pt;">Art.1<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span style="color: black; text-align: justify; text-indent: -18pt;">In scopul sprijinirii
membrilor CAR pe durata crizei economice actuale, incepand cu 01.03.2022, oferta
de servicii financiare a CAR se modifica conform <b style="mso-bidi-font-weight: normal;">Anexei 1</b>.</span></p>
<p class="normal" style="border: none; margin-left: 36pt; mso-border-shadow: yes; mso-list: l3 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="mso-list: Ignore;">Art.2<span style="font: 7pt "Times New Roman";">
</span></span><!--[endif]--><span style="color: black;">Informatiile standard la
nivel european privind creditul pentru consumatori se modifica conform <b style="mso-bidi-font-weight: normal;">Anexei 2</b>.<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 36pt; mso-border-shadow: yes; mso-list: l3 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="mso-list: Ignore;">Art.3<span style="font: 7pt "Times New Roman";">
</span></span><!--[endif]--><span style="color: black;">Cererile de imprumut
inregistrate la Registratura CAR pana la data adoptarii prezentei Decizii se
vor procesa si rezolva de catre consilierii de serviciu conform ofertei de
servicii in vigoare pana la 01.03.2022.<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 36pt; mso-border-shadow: yes; mso-list: l3 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="mso-list: Ignore;">Art.4<span style="font: 7pt "Times New Roman";">
</span></span><!--[endif]--><span style="color: black;">Incepand cu data adoptarii
prezentei Decizii, <b style="mso-bidi-font-weight: normal;">Regulamentul
Activitatii Financiare</b> se modifica astfel:<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72pt; mso-border-shadow: yes; mso-list: l3 level2 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="color: black;"><span style="mso-list: Ignore;">a.<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black;">Art.28 va avea un nou
continut, dupa cum urmeaza: "La implinirea varstei majoratului, minorii
inscrisi in programul Economii pentru Copii pot deveni membri ai CAR cu
drepturi depline daca isi exprima aceasta intentie si daca prezinta copii ale
actelor de identitate actualizate. In acest caz, nu se percepe taxa de
inscriere."<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72pt; mso-border-shadow: yes; mso-list: l3 level2 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="color: black;"><span style="mso-list: Ignore;">b.<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black;">Art.30 si pct.9 din Art.33
se abroga; <o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72pt; mso-border-shadow: yes; mso-list: l3 level2 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="color: black;"><span style="mso-list: Ignore;">c.<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black;">Art.68 va avea un nou
continut, dupa cum urmeaza: "Pe timpul derularii imprumutului,
imprumutatii nu pot efectua retrageri din fondul social".<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 72pt; mso-border-shadow: yes; mso-list: l3 level2 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="color: black;"><span style="mso-list: Ignore;">d.<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="color: black;">Art.70 va avea un nou
continut, dupa cum urmeaza: "Cererile de retragere de sume (partiale sau
totale) din fondul social se vor onora in ordinea cronologica a inregistrarii
acestora la Registratura CAR. Membrii CAR vor putea urmari pe site-ul de
Internet al CAR stadiul rezolvarii cererii, in tabelul public intitulat "<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Stadiul rezolvarii cererilor de imprumut, refinantare si retragere fond social"</i></b>.
<o:p></o:p></span></p>
<p class="normal" style="border: none; margin-left: 36pt; mso-border-shadow: yes; mso-list: l3 level1 lfo1; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: justify; text-indent: -18pt;"><!--[if !supportLists]--><span style="mso-list: Ignore;">Art.5<span style="font: 7pt "Times New Roman";">
</span></span><!--[endif]--><span style="color: black;">Directiile Secretariat-Administrativa si Financiar-Contabila vor lua toate masurile pentru informarea cetatenilor si a membrilor CAR si aaplicarea prevederilor prezentei Decizii in cadrul procedurilor de lucru ale CAR.<o:p></o:p></span></p>
<p align="center" class="normal" style="border: none; margin-left: 72pt; mso-border-shadow: yes; mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt; text-align: center; text-indent: -36pt;"><b style="mso-bidi-font-weight: normal;"><span style="color: black;">Data adoptarii Deciziei: 16.02.2022<o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; tab-stops: 201.0pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b></p>
<p align="right" class="MsoNormal" style="background: white; margin-right: -13.95pt; tab-stops: 201.0pt; text-align: right;"><b style="mso-bidi-font-weight: normal;">Anexa
1<o:p></o:p></b></p>
<p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; tab-stops: 201.0pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b><b style="mso-bidi-font-weight: normal;"><o:p> </o:p></b><b style="mso-bidi-font-weight: normal;">OFERTA
DE SERVICII FINANCIARE</b></p>
<p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;">-<b style="mso-bidi-font-weight: normal;">incepand cu
01.03.2022</b>-</p>
<p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><b style="mso-bidi-font-weight: normal;">Stimati cetateni,</b></p>
<p class="MsoNormal" style="background: white; margin-right: -13.95pt;">Pentru o
gestionare mai eficienta a banilor dumneavoastra, va recomandam sa va mutati
economiile, sau parte din ele, la Casa de Ajutor Reciproc (CAR). Veti economisi
timpul deoarece avem <b style="mso-bidi-font-weight: normal;">proceduri de lucru
rapide, inclusiv de la distanta </b>si, mai ales, banii dvs., deoarece
serviciile noastre sunt printre cele mai ieftine din piata financiara.</p>
<p class="MsoNormal" style="background: white; margin-right: -13.95pt;"><o:p> </o:p><b>Oferta
noastra pentru economisire:</b></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="background: white; margin-right: -13.95pt; mso-list: l1 level1 lfo2; text-align: justify;"><b style="mso-bidi-font-weight: normal;">Beneficiul anual</b> (dobanda) pentru depuneri (cotizatii) este de
<b style="mso-bidi-font-weight: normal;">5,35%, </b><span style="mso-spacerun: yes;"> </span>nefiind impozitat de catre ANAF.</li>
<li class="MsoNormal" style="background: white; margin-right: -13.95pt; mso-list: l1 level1 lfo2; text-align: justify;">CAR nu percepe comisioane de
administrare sau alte costuri.</li>
<li class="MsoNormal" style="background: white; margin-right: -13.95pt; mso-list: l1 level1 lfo2; text-align: justify;">Puteti retrage banii oricand,
rapid, in ordinea inregistrarii cererii intr-un tabel public (on line),
fara penalizari si, cel mai important, fara sa pierdeti beneficiul.</li></ul>
<p class="MsoNormal" style="background: white; margin-right: -13.95pt;"><b><span style="color: black;">Oferta noastra pentru imprumuturi:<o:p></o:p></span></b></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="background: white; color: black; margin-right: -13.95pt; mso-list: l4 level1 lfo3; text-align: justify;"><b>Rata anuala a dobanzii</b><span style="mso-bidi-font-weight: bold;"> <b>este fixa</b> pe toata durata
imprumutului. Neexistand alte costuri si fiind calculata regresiv, <b>dobanda
reala</b> se situeaza intre <b>4.34 - 5.68% pe an.</b><o:p></o:p></span></li>
<li class="MsoNormal" style="background: white; color: black; margin-right: -13.95pt; mso-list: l4 level1 lfo3; text-align: justify;"><span style="mso-bidi-font-weight: bold;">Puteti imprumuta <b>de 3 ori fondul social depus</b>, maxim <b>50.000
lei</b>, pe <b>termen de pana la 48 luni</b>. In situatii justificate, la
cererea celor interesati, se pot depasi aceste limite.<o:p></o:p></span></li>
<li class="MsoNormal" style="background: white; color: black; margin-right: -13.95pt; mso-list: l4 level1 lfo3; text-align: justify;"><span style="mso-bidi-font-weight: bold;">In caz de urgenta, va ajutam sa va completati fondul social necesar
acordarii imprumutului, prin majorarea sumei imprumutate si retinerea
diferentei de fond social din imprumut.<o:p></o:p></span></li>
<li class="MsoNormal" style="background: white; color: black; margin-right: -13.95pt; mso-list: l4 level1 lfo3; text-align: justify;"><span style="mso-bidi-font-weight: bold;">Imprumutul se garanteaza cu fondul cotizat (Tip 1) ori cu fondul
cotizat si 2-3 giranti (Tip 2).<o:p></o:p></span></li>
</ul>
<p class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 36pt;"><span style="color: black; mso-bidi-font-weight: bold;"><o:p> </o:p></span><b><span style="color: black;">Detalii la<span style="mso-spacerun: yes;"> </span></span></b><a href="http://car-coeziuneasociala.blogspot.ro"><b>http://car-coeziuneasociala.blogspot.ro</b></a></p>
<p class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 36pt;"><b><span style="color: black;">Consilierii de serviciu va stau la dispozitie permanent la
tel. 0760698672 (inclusiv pe WhatsApp) si la adresa de e-mail </span></b><a href="mailto:car.coeziuneasociala@gmail.com"><b>car.coeziuneasociala@gmail.com</b></a><b><span style="color: black;"> <o:p></o:p></span></b></p>
<p class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: -13.95pt; margin-top: 0cm; margin: 0cm -13.95pt 0cm 36pt;"><b><span style="color: black;"><o:p> </o:p></span></b></p>
<p align="right" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: right;"><b><span lang="RO" style="mso-ansi-language: RO; mso-fareast-font-family: CourierNew; mso-fareast-language: RO;">Anexa 2<o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><b><span lang="RO">INFORMAȚII STANDARD LA NIVEL EUROPEAN
<o:p></o:p></span></b></p><p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><b><span lang="RO">PRIVIND CREDITUL PENTRU
CONSUMATORI <o:p></o:p></span></b></p><p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><span lang="RO">(c</span><span lang="RO">onform art. nr. 9 din OUG nr. 50 din 09.06.2010) <o:p></o:p></span></p><p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><b><span lang="RO">-</span></b><b>incepand cu 01.03.2022-<o:p></o:p></b></p><p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;"><o:p> </o:p></p><p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><b><span lang="RO"> Asociația CAR ”Coeziunea Socială”,</span></b><span lang="RO"> Cod fiscal: 32335691, cu sediul operațional în
București, Sector 1, str. Pajurei nr. 13, Telefon: 0760.698.672, email <a href="mailto:car.coeziuneasociala@gmail.com">car.coeziuneasociala@gmail.com</a>,
oferă membrilor săi împrumuturi cu următoarele caracteristici:<o:p></o:p></span></p><ol start="1" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><span lang="RO">Tipul împrumutului: <o:p></o:p></span></li>
</ol><p class="MsoNormal" style="margin-left: 49.65pt; mso-layout-grid-align: none; mso-list: l0 level2 lfo1; text-align: justify; text-autospace: none; text-indent: -18.0pt;"><!--[if !supportLists]--><b><span lang="RO">Tip 1<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><span lang="RO">Garantat cu fondul
social - cu rata dobanzii anuale de <b>8,5%;</b> <o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 49.65pt; mso-layout-grid-align: none; mso-list: l0 level2 lfo1; text-align: justify; text-autospace: none; text-indent: -18.0pt;"><!--[if !supportLists]--><b><span lang="RO">Tip 2<span style="font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><span lang="RO">Garantat cu fondul
social și giranți- cu rata dobanzii anuale de <b>10,5%;</b> <o:p></o:p></span></p><ol start="2" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><span lang="RO">Valoarea împrumutului: între <b>1.000</b> și <b>50.000
lei</b>, în funcție de fondul depus și bonitatea financiară.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><b><span lang="RO">Termenul</span></b><span lang="RO"> de rambursare a împrumutului: între <b>6 - 48 luni</b>.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><b><span lang="RO">Rata lunară</span></b><span lang="RO">: până la valoarea de <b>1/3 din venitul net</b>.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><b><span lang="RO">Rata dobânzii anuale este
fixa</span></b><span lang="RO"> pe toata durata
imprumutului. La rambursarea anticipată a împrumutului, dobanda se
recalculeaza si diferenta se restituie imprumutatului.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><b><span lang="RO">Dobânda penalizatoare: 1% pe
zi</span></b><span lang="RO"> la suma restantă,
aplicabilă după 30 zile intarziere la plata ratei. Plățile efectuate după
apariția dobânzilor penalizatoare se împart între rate și aceste dobânzi.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><span lang="RO">Suma totală rambursată la terminarea contractului: Suma împrumutată
plus dobânda.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><span lang="RO">Dreptul de a rambursa anticipat, fără penalități: Da.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><span lang="RO">Dreptul de a primi un exemplar original al contractului de împrumut:
Da.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><span lang="RO">Dreptul de a renunța la un contract aprobat: Da.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><span lang="RO">Nu se percep comisioane de administrare. În situația plăților prin
conturi bancare sau posta, comisioanele se suportă de către cei
împrumutați.<o:p></o:p></span></li>
<li class="MsoNormal" style="mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-align: justify; text-autospace: none;"><span lang="RO">Notificările scrise și declanșarea executării silite se pun în mișcare
după 60 de zile de la ultima plată efectuată, respectiv dupa implinirea
termenului de punere in intarziere.<o:p></o:p></span></li>
</ol><p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><span lang="RO"> </span></p><p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">EXEMPLU
DE ÎMPRUMUT <b>TIP 1</b>, DE 10.000 LEI, CU RAMBURSARE IN 12 LUNI<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 36.0pt; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="RO" style="font-family: Symbol; mso-ansi-language: RO; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: RO;"><img alt="*" height="13" src="file:///C:\Users\Rinciog\AppData\Local\Temp\msohtmlclip1\01\clip_image001.gif" width="13" /><span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="RO">Rata lunară: 834 lei;<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 36.0pt; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="RO" style="font-family: Symbol; mso-ansi-language: RO; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: RO;"><img alt="*" height="13" src="file:///C:\Users\Rinciog\AppData\Local\Temp\msohtmlclip1\01\clip_image001.gif" width="13" /><span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="RO">Dobânda totală: 460
lei, ceea ce, în procente, reprezintă o dobândă reala de 4.60% pe an;<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 36.0pt; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="RO" style="font-family: Symbol; mso-ansi-language: RO; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: RO;"><img alt="*" height="13" src="file:///C:\Users\Rinciog\AppData\Local\Temp\msohtmlclip1\01\clip_image001.gif" width="13" /><span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="RO">Dobânda anuală
efectivă: 9.15% calculată conform formulei legale;<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 36.0pt; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="RO" style="font-family: Symbol; mso-ansi-language: RO; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: RO;"><img alt="*" height="13" src="file:///C:\Users\Rinciog\AppData\Local\Temp\msohtmlclip1\01\clip_image001.gif" width="13" /><span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="RO">Suma totala de
rambursat: 10.460 lei.<o:p></o:p></span></p><p class="MsoNormal" style="mso-layout-grid-align: none; text-align: justify; text-autospace: none;"><b><span lang="RO"> </span></b></p><p align="center" class="MsoNormal" style="mso-layout-grid-align: none; text-align: center; text-autospace: none;"><span lang="RO">EXEMPLU
DE ÎMPRUMUT <b>TIP 2</b>, DE 10.000 LEI, CU RAMBURSARE IN 12 LUNI<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 36.0pt; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="RO" style="font-family: Symbol; mso-ansi-language: RO; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: RO;"><img alt="*" height="13" src="file:///C:\Users\Rinciog\AppData\Local\Temp\msohtmlclip1\01\clip_image001.gif" width="13" /><span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="RO">Rata lunară: 834 lei;<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 36.0pt; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="RO" style="font-family: Symbol; mso-ansi-language: RO; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: RO;"><img alt="*" height="13" src="file:///C:\Users\Rinciog\AppData\Local\Temp\msohtmlclip1\01\clip_image001.gif" width="13" /><span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="RO">Dobânda totală: 568
lei, ceea ce, în procente, reprezintă o dobândă reala de 5.68% pe an;<o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 36.0pt; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;"><!--[if !supportLists]--><span lang="RO" style="font-family: Symbol; mso-ansi-language: RO; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: RO;"><img alt="*" height="13" src="file:///C:\Users\Rinciog\AppData\Local\Temp\msohtmlclip1\01\clip_image001.gif" width="13" /><span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="RO">Dobânda anuală
efectivă: 11.51% calculată conform formulei legale;<o:p></o:p></span></p><p align="center" class="MsoNormal" style="background: white; margin-right: -13.95pt; text-align: center;">
</p><p class="MsoNormal" style="margin-left: 36.0pt; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><img alt="*" height="13" src="file:///C:\Users\Rinciog\AppData\Local\Temp\msohtmlclip1\01\clip_image001.gif" width="13" /><span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">
</span></span><!--[endif]--><span lang="RO">Suma totală de
rambursat: 10.568 lei.</span></p><ul style="margin-top: 0cm;" type="disc">
</ul>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-63598461337449307382022-02-04T10:06:00.005+02:002022-02-04T10:06:38.515+02:00CUM SA ECONOMISIM BANII. IN VALUTA SAU IN LEI?<p style="text-align: center;"> <b style="text-align: center;"><span style="font-family: "Georgia","serif"; font-size: 10.5pt; mso-fareast-font-family: "Times New Roman";">-
Studiu comparativ privind unele solutii de economisire a banilor-</span></b></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Banii sunt o marfa ca oricare alta. Acestia se pot vinde, se
pot cumpara, se pot imprumuta - mai ieftin sau mai scump, in functie de cerintele
de moment ale pietei financiare dar si de abilitatile de vanzator sau de
cumparator si de informatiile detinute de catre fiecare cetatean in parte.<o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">In acest articol furnizam cateva informatii esentiale pentru
acei dintre dvs. care doriti sa economisiti bani, pentru a va achizitiona
bunuri de folosinta indelungata, cu valoare mai mare (autoturism, locuinta,
teren etc) sau pentru a demara o afacere pe cont propriu.<o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Pentru a strange o suma mai mare, majoritatea cetenilor nu
au alta optiune decat aceea de a nu cheltui intregul castig lunar si de a pune
deoparte, de la luna la luna, diferenta. Dilema este unde si cum este mai bine
sa pastram acesti bani pana cand acumulam suma necesara achizitiei? Aici
incercam sa va ajutam noi, furnizandu-va cateva informatii utile despre
variantele de economisire cele mai uzitate de catre cetateni la momentul
actual, cu avantajele si dezavantajele acestora.<o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">In exemplele de mai jos am luat in calcul o perioada de
referinta si de economisire a banilor pe o durata de 10 ani.<o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> <o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Varianta 1 - Pastrarea banilor in casa sau asa zisa metoda
"la ciorap" (in seif sau ascunsi prin diverse cotloane ale casei)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Pare incredibil, dar multi romani inca apeleaza
la aceasta forma de strangere a banilor. In afara de grija si stresul ca v-ar
putea fi devalizata casa si ati putea ramane fara banii stransi, nu va
recomandam aceasta varianta, deoarece banii, ca si alte marfuri, se depreciaza
in timp. Este vorba inflatie, un fenomen economic care poate fi tinut sub
control de catre guverne, dar care nu poate fi eliminat. In Romania, rata medie
a inflatiei anuale se situeaza in jurul cifrei de 4%. Aceasta inseamna ca, de
exemplu, daca economisiti 10.000 lei anual, timp de 10 ani, banii dvs. nu vor
mai avea aceeasi putere de cumparare la sfarsitul ciclului de economisire.
Pierderea/deprecierea se poate calcula, astfel:<o:p></o:p></span></p>
<div align="center">
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; mso-padding-alt: 0cm 0cm 0cm 0cm; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr style="height: 37.65pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="height: 37.65pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%"></td>
<td style="border: solid windowtext 1.0pt; height: 37.65pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma economisita (lei)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 37.65pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Procent inflatie anuala (4%)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 37.65pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Depreciere (pierdere) anuala</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> (lei)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 1;">
<td style="border: solid windowtext 1.0pt; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 1<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">400.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 2<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">20,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">800.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 3<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">30,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,200.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 4<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">40,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,600.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 5<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">50,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,000.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 6<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">60,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,400.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 7<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">70,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,800.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 8<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">80,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,200.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 9<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">90,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,600.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">100,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">4,000.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 30.0pt; mso-yfti-irow: 11; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 30.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 36.8%;" width="36%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">SUMA TOTALA ECONOMISITA</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 30.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 19.12%;" width="19%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">100,000.00</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 30.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 23.72%;" width="23%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Total depreciere (pierdere) prin
inflatie</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 30.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.36%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">22,000.00</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> <o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">In concluzie, cu 100.000 lei, peste 10 ani, vom putea
cumpara produse si bunuri pe care astazi le putem cumpara cu doar 78.000 lei,
deci vom inregistra o pierdere de 22.000 lei.<o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> <o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Varianta 2 - Pastrarea banilor la banca, in moneda nationala
(in lei)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">O alta varianta, mult mai buna decat prima, este aceea de a
pastra banii, sub forma de depozit, la o banca comerciala. In afara de faptul
ca scapati de stresul pastrarii banilor in casa, primiti o dobanda care acopera
o parte din deprecierea produsa de inflatie. In aceasta perioada, dobanda
anuala efectiva (DAE) la depozitele constituite la banci este de cel mult 3%.
Presupunand ca aceasta ar ramane neschimbata timp de 10 ani de zile (varianta
optimista!...), am avea urmatorul tablou al economisirii:<o:p></o:p></span></p>
<div align="center">
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; mso-padding-alt: 0cm 0cm 0cm 0cm; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr style="height: 30.9pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="height: 30.9pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%"></td>
<td style="border: solid windowtext 1.0pt; height: 30.9pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma economisita (lei)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 30.9pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Procent dobanda anuala (3%)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 30.9pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Dobanda anuala obtinuta (lei)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 1;">
<td style="border: solid windowtext 1.0pt; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 1<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">300.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 2<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">20,300.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">609.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 3<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">30,909.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">927.27<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 4<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">41,836.27<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,255.09<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 5<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">53,091.36<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,592.74<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 6<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">64,684.10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,940.52<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 7<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">76,624.62<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,298.74<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 8<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">88,923.36<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,667.70<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 9<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">101,591.06<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,047.73<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.52%;" width="28%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 26.48%;" width="26%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">114,638.79<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.62%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 22.38%;" width="22%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,439.16<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 11; mso-yfti-lastrow: yes;">
<td colspan="2" style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 55.0%;" width="55%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">SUMA TOTALA ECONOMISITA</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td colspan="2" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 45.0%;" width="45%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">118,077.96 lei</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><u><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Concluzii:</span></u><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: -18.0pt;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1.</span><span style="font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Dobanda totala obtinuta, de 18,077.96 lei, nu acopera
integral deprecierea (pierderea) de 22,000.00 lei, produsa de inflatie.</span><span style="font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: -18.0pt;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2.</span><span style="font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">In realitate veti economisi o suma totala mai mica, deoarece
dobanda de 18,077.96 lei este impozitata de stat (prin ANAF).</span><span style="font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> </span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Varianta 3 - Pastrarea banilor la banca, in valuta (in euro)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">O alta varianta de economisire este transformarea monedei
nationale in euro si depozitarea valutei la banca. Pentru a intocmi tabloul
economisirii in acest caz, este necesar sa studiem evolutia istorica a cursului
de schimb leu/euro si sa incercam o prognoza a evolutiei cursului pe urmatorii
10 ani.<o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Pentru aceasta, avem la indemana <a href="https://www.cursbnr.ro/arhiva-curs-bnr"><span style="color: windowtext; text-decoration: none; text-underline: none;">arhiva Bancii Nationale a Romaniei</span></a>,
de unde rezulta ca in ultimii 10 ani, respectiv in perioada iunie 2011-iunie
2021, moneda nationala s-a depreciat fata de euro cu 0.6951 lei, respectiv cu o
medie de <b>0.0695 lei pe an</b> (17 iunie 2011-1 euro=4.2291 lei; 17
iunie 2021-1 euro=4.9242 lei). Avand in vedere ca rata anuala medie a dobanzii
oferita de banci la depozitele in euro este de circa 0.25%, vom avea urmatorul
tablou al economisirii:<o:p></o:p></span></p>
<div align="center">
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; mso-padding-alt: 0cm 0cm 0cm 0cm; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr style="height: 60.0pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="height: 60.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%"></td>
<td style="border: solid windowtext 1.0pt; height: 60.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma economisita<span style="mso-spacerun: yes;"> </span>(lei)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Curs leu/euro</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma convertita anual (euro)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma economisita (euro)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Procent dobanda anuala (0.25%)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Dobanda anuala obtinuta (euro)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 1;">
<td style="border: solid windowtext 1.0pt; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 1<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">4.9242<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,030.79<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,030.79<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.08<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 2<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">4.9937<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,007.60<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">4,043.47<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10.11<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 3<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.0632<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,985.14<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">6,038.72<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">15.10<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 4<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.1327<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,963.39<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">8,017.21<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">20.04<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 5<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.2022<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,942.31<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">9,979.56<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">24.95<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 6<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.2717<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,921.87<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">11,926.37<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">29.82<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 7<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.3412<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,902.05<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">13,858.25<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">34.65<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 8<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.4107<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,882.84<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">15,775.73<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">39.44<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 9<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.4802<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,864.19<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">17,679.36<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">44.20<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.72%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.66%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 12.3%;" width="12%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.5497<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 14.72%;" width="14%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,846.10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 16.68%;" width="16%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">19,569.65<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.48%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 13.42%;" width="13%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">48.92<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 11; mso-yfti-lastrow: yes;">
<td colspan="4" style="border-bottom: solid windowtext 1.0pt; border-left: solid windowtext 1.0pt; border-right: solid black 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 56.42%;" width="56%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">SUMA TOTALA ECONOMISITA</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td colspan="3" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 15.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 43.58%;" width="43%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">19,618.58 euro = 108,877.2
lei</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> <u>Concluzii:</u><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: -18.0pt;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1.</span><span style="font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Observam ca dobanda totala obtinuta, de 8,877.2 lei, este
mult mai mica decat cea obtinuta in varianta economisirii la banca in lei (<b>Varianta
2</b>).</span><span style="font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: -18.0pt;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2.</span><span style="font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">In realitate veti economisi o suma si mai mica, deoarece in
calculul de mai sus nu au fost luate in consideratie costurile aferente
conversiei leilor in euro si invers si nici impozitul perceput pe dobanzi de
catre ANAF.</span><span style="font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> </span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Varianta 4 - Pastrarea banilor la o casa de ajutor reciproc
(calculele de mai jos au la baza oferta de servicii financiare a Casei
de Ajutor Reciproc "Coeziunea Sociala")</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Plecand de la faptul ca in anul 2021, CAR
"Coeziunea Sociala" a acordat un beneficiu anual (dobanda) de 4,1% la
sumele depuse de catre membri si ca, in conformitate cu traditia instituita
inca de la infiintarea CAR, procentul de beneficiu se mareste in fiecare an cu
cel putin 0,01%, vom avea urmatorul tablou al economisirii:<o:p></o:p></span></p>
<div align="center">
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; mso-padding-alt: 0cm 0cm 0cm 0cm; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr style="height: 49.75pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="height: 49.75pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%"></td>
<td style="border: solid windowtext 1.0pt; height: 49.75pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma economisita (lei)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 49.75pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Procent beneficiu (dobanda) anual</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 49.75pt; mso-border-left-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Beneficiu anual (dobanda) obtinuta
(lei)</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.3pt; mso-yfti-irow: 1;">
<td style="border: solid windowtext 1.0pt; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 1<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.041<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">410.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.3pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.3pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 2<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">20,410.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.042<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">857.22<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.3pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.3pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 3<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">31,267.22<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.043<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,344.49<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.3pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.3pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 4<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">42,611.71<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.044<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,874.92<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.3pt; mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.3pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 5<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">54,486.63<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.045<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,451.90<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.3pt; mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.3pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 6<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">66,938.52<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.046<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,079.17<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.3pt; mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.3pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 7<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">80,017.70<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.047<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,760.83<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.3pt; mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.3pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 8<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">93,778.53<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.048<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">4,501.37<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.3pt; mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.3pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 9<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">108,279.90<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.049<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5,305.71<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.3pt; mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.3pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 20.9%;" width="20%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">123,585.61<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.050<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.3pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 18.58%;" width="18%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">6,179.28<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 17.6pt; mso-yfti-irow: 11; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 17.6pt; mso-border-top-alt: solid windowtext 1.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 41.96%;" width="41%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">SUMA TOTALA ECONOMISITA</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
<td colspan="3" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 17.6pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.04%;" width="58%">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">129,764.89 lei</span></b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm;"><u><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Concluzii:</span></u><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: -18.0pt;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1.</span><span style="font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Observam ca dobanda totala de 29,764.89 lei acopera
deprecierea prin inflatie si este, de departe, cea mai mare dintre toate
variantele prezentate mai sus.</span><span style="font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: -18.0pt;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2.</span><span style="font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">De asemenea, foarte important, conform legislatiei in
vigoare, beneficiul acordat de catre CAR-uri nu se impoziteaza de catre ANAF.</span><span style="font-family: "Georgia","serif"; font-size: 13.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: -18.0pt;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3.</span><span style="font-family: "Times New Roman","serif"; font-size: 7.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Spre deosebire de sistemul bancar unde lichidarea unui
depozit inainte de maturitate este sanctionata cu pierderea dobanzii, la CAR nu
exista acest pericol - banii putand fi retrasi partial sau total, oricand,
printr-o simpla cerere, fara ca solicitantii sa piarda sau sa le fie diminuat
procentul de beneficiu.<o:p></o:p></span></p><p class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: -18.0pt;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><br /></span></p>
<p class="MsoNormal" style="background: white; margin: 0cm 0cm 0.0001pt 36pt; text-align: center; text-indent: -18pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Concluzia
generala este ca, indiferent de variatiile inflatiei, mai ales in timpul
crizelor economice, economisirea banilor la casa de ajutor reciproc este cea
mai buna solutie pentru cetateni.</span></b></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-90740332867836839132021-12-24T13:58:00.003+02:002021-12-24T13:58:57.861+02:00<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEj3fAkNRPzUjx5wyMqA9P6QfZEjfnl9yvZCe9dORrOg7Ic6jjUEP_JclTV-hjvd-W_iKy0cKgSDT0_wQ8xe0Uf03cDSgmfOu8_i9t6J3S3PAOFw7STYsTPfBK1uEgihxPWxidnYew6RYQMVW6ps0lvjffp0Fv5maSfKnpPTHzFF_Arae7H0aJHQhCO0yA=s550" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="550" data-original-width="550" height="640" src="https://blogger.googleusercontent.com/img/a/AVvXsEj3fAkNRPzUjx5wyMqA9P6QfZEjfnl9yvZCe9dORrOg7Ic6jjUEP_JclTV-hjvd-W_iKy0cKgSDT0_wQ8xe0Uf03cDSgmfOu8_i9t6J3S3PAOFw7STYsTPfBK1uEgihxPWxidnYew6RYQMVW6ps0lvjffp0Fv5maSfKnpPTHzFF_Arae7H0aJHQhCO0yA=w640-h640" width="640" /></a></div><br /><p></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-38308011415103320372021-07-27T12:07:00.007+03:002021-07-27T12:10:28.356+03:00 COMUNICAT privind reconvocarea Adunarii Generale la data de 29.07.2021, ora 12.00<p></p><p align="center" class="MsoNormal" style="background: white; text-align: center;"><span style="font-family: georgia;"><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"> </span><b><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">COMUNICAT</span></b><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p>
<p align="center" class="MsoNormal" style="background: white; text-align: center;"><span style="font-family: georgia;"><b><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">-In atentia tuturor membrilor fondatori si a
membrilor CAR -</span></b><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: georgia;"><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">Deoarece
astazi, 27.07.2021, nu s-a intrunit cvorumul Adunarii Generale, reamintim ca
aceasta se reconvoaca pentru ziua de 29.07.2021, ora 12.00.</span><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: georgia;"><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">Avand
in vedere prevederile art.37 din Statutul CAR, respectiv faptul ca o adunare
generala reconvocata este statutara si poate adopta hotarari indiferent de
numarul participantilor, facem apel la toti membrii CAR sa completeze si sa
expedieze/predea buletinele de vot (<b><a href="https://drive.google.com/file/d/1UN8wgHoq3xca0VhxL-PUEltkmIvLYCPZ/view" target="_blank"><span style="color: blue; text-decoration: none; text-underline: none;">clic aici pentru descarcare</span></a></b>), insotite de copia CI, catre
secretariatul Adunarii Generale, prin:</span><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 126.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 126pt; mso-list: l1 level1 lfo2; text-align: left; text-indent: -18pt;"><span style="font-family: georgia;"><!--[if !supportLists]--><span style="color: #222222; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><img alt="*" height="15" src="file:///C:/Users/Rinciog/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif" width="15" /><span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">Posta</span><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 126.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 126pt; mso-list: l1 level1 lfo2; text-align: left; text-indent: -18pt;"><span style="font-family: georgia;"><!--[if !supportLists]--><span style="color: #222222; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><img alt="*" height="15" src="file:///C:/Users/Rinciog/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif" width="15" /><span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">Curier</span><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 126.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 126pt; mso-list: l1 level1 lfo2; text-align: left; text-indent: -18pt;"><span style="font-family: georgia;"><!--[if !supportLists]--><span style="color: #222222; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><img alt="*" height="15" src="file:///C:/Users/Rinciog/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif" width="15" /><span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">E-mail</span><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 126.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 126pt; mso-list: l1 level1 lfo2; text-align: left; text-indent: -18pt;"><span style="font-family: georgia;"><!--[if !supportLists]--><span style="color: #222222; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><img alt="*" height="15" src="file:///C:/Users/Rinciog/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif" width="15" /><span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">WhatsApp</span><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: georgia;"><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">Secretariatul
Adunarii Generale este asigurat, in continuare, de catre urmatorii membri ai CAR:</span><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="background: white; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 108pt; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18pt; vertical-align: baseline;"><span style="font-family: georgia;"><!--[if !supportLists]--><span style="color: #222222; mso-bidi-font-family: Georgia; mso-fareast-font-family: Georgia;"><span style="mso-list: Ignore;">1.<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Alexandrescu Valentina</span><span style="color: #222222;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="background: white; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 108pt; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18pt; vertical-align: baseline;"><span style="font-family: georgia;"><!--[if !supportLists]--><span style="color: #222222; mso-bidi-font-family: Georgia; mso-fareast-font-family: Georgia;"><span style="mso-list: Ignore;">2.<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Rinciog Dumitru</span><span style="color: #222222;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="background: white; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 108pt; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18pt; vertical-align: baseline;"><span style="font-family: georgia;"><!--[if !supportLists]--><span style="color: #222222; mso-bidi-font-family: Georgia; mso-fareast-font-family: Georgia;"><span style="mso-list: Ignore;">3.<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Perianu Traian</span><span style="color: #222222;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="background: white; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 108pt; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18pt; vertical-align: baseline;"><span style="font-family: georgia;"><!--[if !supportLists]--><span style="color: #222222; mso-bidi-font-family: Georgia; mso-fareast-font-family: Georgia;"><span style="mso-list: Ignore;">4.<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Stefan Cristian</span><span style="color: #222222;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="background: white; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 108pt; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18pt; vertical-align: baseline;"><span style="font-family: georgia;"><!--[if !supportLists]--><span style="color: #222222; mso-bidi-font-family: Georgia; mso-fareast-font-family: Georgia;"><span style="mso-list: Ignore;">5.<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Sirbu Bogdan-Razvan</span><span style="color: #222222;"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 36pt; text-align: left; text-indent: -18pt;"><span style="color: #222222; font-family: georgia; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="font-family: georgia;"><b><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">Data</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"> comunicatului</span></b><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">: 27.07.2021, ora 12.00</span><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: georgia; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p align="center" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: georgia;"><b><span style="color: #222222; mso-fareast-font-family: "Times New Roman";">COMITETUL DIRECTOR AL CAR "COEZIUNEA SOCIALA"</span></b><span style="color: #222222; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></p><br /><p></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.comtag:blogger.com,1999:blog-4183903949652573507.post-66275034534390507362021-06-25T15:08:00.104+03:002021-07-30T15:09:36.821+03:00Se convoaca Adunarea Generala a Asociatiei Casa de Ajutor Reciproc <p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEje2eRXWKQzGKyA4TyHJ9WSYmIp_oaZ2bq7glUmAQjetWyjbXpLtBAf9Lv-7MBMfBDE7MQ_mLiocP4dciQrka_zZ6D5s7HQmor0a-XbfGYAEfMsXEzOQdfMkVFi2zBABAgeFMXSjGva9wdz/s431/Sigla+CAR+%2528pagini+CNSC%2529.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="320" data-original-width="431" height="149" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEje2eRXWKQzGKyA4TyHJ9WSYmIp_oaZ2bq7glUmAQjetWyjbXpLtBAf9Lv-7MBMfBDE7MQ_mLiocP4dciQrka_zZ6D5s7HQmor0a-XbfGYAEfMsXEzOQdfMkVFi2zBABAgeFMXSjGva9wdz/w200-h149/Sigla+CAR+%2528pagini+CNSC%2529.jpg" width="200" /></a></div><br />
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: -27.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm -27pt; tab-stops: 0cm 36.0pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-bidi-font-style: italic;"><o:p> </o:p></span></b></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: -27.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm -27pt; tab-stops: 0cm 36.0pt; text-align: center;"><b><span lang="RO" style="font-family: "Times New Roman", serif; font-size: 12pt;">DECIZIA COMITETULUI DIRECTOR</span></b></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: -27.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm -27pt; tab-stops: 0cm 36.0pt; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-bidi-font-style: italic;">cu privire la
convocarea Adunării Generale <o:p></o:p></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;"><o:p> </o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -1cm;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">Art.1<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-bidi-font-style: italic;">În baza art. 34
din Statutul Asociației Casa de Ajutor Reciproc "Coeziunea Socială",
inregistrat sub nr.208/15.03.2021 în evidențele Asociației (<i><b><a href="https://drive.google.com/file/d/1Z5UUu_PVOci8EgpPCDkgJS-FO9sgk_bk/view?usp=sharing" target="_blank">clic aici pentru accesare</a></b></i>) si validat de catre
Judecatoria Sectorului 1 prin <span style="mso-spacerun: yes;"> </span>încheierea
din 03.06.2021 pronuntata in Dosarul nr.13770/299/2021 (<a href="https://drive.google.com/file/d/1T8PImT3xv7JpWpxIWyycC1YY8C7bL5fM/view?usp=sharing" target="_blank"><b style="mso-bidi-font-weight: normal;"><i>clic
aici pentru accesare</i></b>)</a>, se convoacă Adunarea Generală în ziua de <b style="mso-bidi-font-weight: normal;">27.07.2021, ora 12.00</b>, cu următoarea
ordine de zi:</span><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></p>
<div align="right">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 6.78%;" width="6%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Nr
crt<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 77.48%;" width="77%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Ordinea
de zi a Adunarii Generale<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 15.74%;" width="15%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Buletin
de vot aferent<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 6.78%;" width="6%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">1<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 77.48%;" width="77%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Prezentarea, dezbaterea si
supunerea la vot a Raportului Comitetului Director pentru activitatea
desfasurata in anul 2020 (<i style="mso-bidi-font-style: normal;">clic pe document</i>):
<o:p></o:p></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
initial (se posteaza la 12.07.2021- <a href="https://drive.google.com/file/d/1G-SDo7_USN7MnA7v5ycmBGRM5REPSaES/view?usp=sharing" target="_blank"><b>clic aici</b></a>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
final (se posteaza la 19.07.2021 - <b><a href="https://drive.google.com/file/d/1_h-RAlklBAMUXFoLtlSRL2wzUlmjpVlo/view?usp=sharing" target="_blank">clic aici)</a></b></span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotararea
adoptata de Adunarea Generala (se posteaza la finalizarea AG, respectiv
pe 27 sau pe 29.07.2021)-<b><a href="https://drive.google.com/file/d/1nCK5f3pgMKUVWsX91P9lo6PCA9rk03Qy/view?usp=sharing" target="_blank">clic aici</a></b></span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
</ul>
</td>
<td rowspan="9" style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 15.74%;" width="15%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Buletin
de vot</span></b><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"> <o:p></o:p></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">(<i style="mso-bidi-font-style: normal;"><b><a href="https://drive.google.com/file/d/1UN8wgHoq3xca0VhxL-PUEltkmIvLYCPZ/view?usp=sharing" target="_blank">Clic aici pentru descarcare si tiparire</a></b>)<o:p></o:p></i></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">- se
posteaza pe 19.07.2021</span></i><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 6.78%;" width="6%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">2<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 77.48%;" width="77%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Descărcarea Comitetului
Director cu privire la activitatea și gestiunea sa pentru mandatul 2016-2021<o:p></o:p></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
initial (se posteaza la 12.07.2021- <b><a href="https://drive.google.com/file/d/1Z79BRy-jhi7Xr1MnlAimLor7JXW7RN_W/view?usp=sharing" target="_blank">clic aici</a></b>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
final (se posteaza la 19.07.2021 - <a href="https://drive.google.com/file/d/1kWmecJblJmed6-ncQJcMoKK9wMuU8Ihx/view?usp=sharing" target="_blank"><b>clic aici</b></a>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
</ul>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l6 level1 lfo11; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotararea
adoptata de Adunarea Generala (se posteaza la finalizarea AG, respectiv
pe 27 sau pe 29.07.2021)-<b><a href="https://drive.google.com/file/d/1DloONcKqCaPqyfI0UGiABM7_C7F6L4CU/view?usp=sharing" target="_blank">clic aici</a></b></span></i><span lang="RO" style="background: white; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 6.78%;" width="6%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">3<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 77.48%;" width="77%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><span style="mso-spacerun: yes;"> </span></span><span style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-bidi-font-weight: bold;">Discutarea
și aprobarea situațiilor financiare pentru exercițiul financiar încheiat la
data de 31.12.2020 </span><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">(<i style="mso-bidi-font-style: normal;">clic pe document</i>): <o:p></o:p></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
initial (se posteaza la 12.07.2021- <b><a href="https://drive.google.com/file/d/1hO5M6l6mvIDIjOJoiSLo0-riZzHdX2m8/view?usp=sharing" target="_blank">clic aici</a> si <a href="https://drive.google.com/file/d/1veyHKD28d1Ta0EwBbF45rYfP7zPildtE/view?usp=sharing" target="_blank">aici</a>)</b></span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
final (se posteaza la 19.07.2021- <b><a href="https://drive.google.com/file/d/1htG70pXX19UWbLjc1z5_O7J6VNaqET1S/view?usp=sharing" target="_blank">clic aici</a></b> si <b><a href="https://drive.google.com/file/d/1cQH1ANL_EPYVR7eK1S41v19bDFPYO3wY/view?usp=sharing" target="_blank">aici</a></b></span></i></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotararea
adoptata de Adunarea Generala (se posteaza la finalizarea AG, respectiv
pe 27 sau pe 29.07.2021) -<b><a href="https://drive.google.com/file/d/171yke0mlZmVkZNLeKtzgYfQJzZy7azNR/view?usp=sharing" target="_blank">clic aic</a></b>i</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 6.78%;" width="6%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">4<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 77.48%;" width="77%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Prezentarea, dezbaterea si
<span style="mso-spacerun: yes;"> </span>supunerea la vot a Raportului Comisiei
de cenzori pe anul 2020 (<i style="mso-bidi-font-style: normal;">clic pe
document</i>): <o:p></o:p></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
initial (se posteaza la 12.07.2021 - <b><a href="https://drive.google.com/file/d/1WZo9Z4rSy34fKS2WDlibpOgdOwLQL5tJ/view?usp=sharing" target="_blank">clic aici</a></b>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
final (se posteaza la 19.07.2021 - <b><a href="https://drive.google.com/file/d/1VYedLRXN2d-Aboi5RN-nXJ0IB1k4U1vL/view?usp=sharing" target="_blank">clic aici</a></b>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotararea
adoptata de Adunarea Generala (se posteaza la finalizarea AG, respectiv
pe 27 sau pe 29.07.2021) -<b><a href="https://drive.google.com/file/d/1VaQbta-l72frxDtQEmNBaaJc4K8G287Q/view?usp=sharing" target="_blank">clic aici</a></b></span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 6.78%;" width="6%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">5<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 77.48%;" width="77%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Dezbaterea și aprobarea Bugetului
de venituri si cheltuieli pe anul 2021 (<i style="mso-bidi-font-style: normal;">clic
pe document</i>): <o:p></o:p></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
initial (se posteaza la 12.07.2021 - <b><a href="https://drive.google.com/file/d/1TSa7NtZZiBCjdqSaoWei_ggciJhyDtH_/view?usp=sharing" target="_blank">clic aici</a></b>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
final (se posteaza la 19.07.2021 - <a href="https://drive.google.com/file/d/11jcnw7XVOWKHU25iTS7R8EGDSUF1oxIu/view?usp=sharing" target="_blank"><b>clic aici</b></a>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotararea
adoptata de Adunarea Generala (se posteaza la finalizarea AG, respectiv
pe 27 sau pe 29.07.2021)-<b><a href="https://drive.google.com/file/d/1UiKWXmJkRqLeNYO_QqC-Qp0YMwRUQ0dt/view?usp=sharing" target="_blank">clic aici</a></b></span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 6.78%;" width="6%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">6<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 77.48%;" width="77%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Dezbaterea si adoptarea
Regulamentului Adunarilor Generale (modificat la data<span style="mso-spacerun: yes;"> </span>de 03.06.2021 ca urmare a <span style="mso-spacerun: yes;"> </span>încheierii pronunțate de JudecatoriaSectorului
1 in Dosarul 13770/299/2021) (<i style="mso-bidi-font-style: normal;">clic pe
document</i>): <o:p></o:p></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
initial (se posteaza la 12.07.2021 - <b><a href="https://drive.google.com/file/d/1VZX-1GdyLoFCVbQcTcUDOnq9EBObv-pr/view?usp=sharing" target="_blank">clic aici</a></b>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
final (se posteaza la 19.07.2021 - <b><a href="https://drive.google.com/file/d/1BgE-Wg52Lr63_5CbEruyvcEK7qn5MH3H/view?usp=sharing" target="_blank">clic aici</a></b>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotararea
adoptata de Adunarea Generala (se posteaza la finalizarea AG, respectiv
pe 27 sau pe 29.07.2021)-<b><a href="https://drive.google.com/file/d/1vFKGEhAfNDqveUxky9QmSvIFcjMBm8l_/view?usp=sharing" target="_blank">clic aici</a></b></span></i><span lang="RO" style="background: white; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 6.78%;" width="6%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">7<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 77.48%;" width="77%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Validarea numarului de
membri din componenta Comitetului Director (<i style="mso-bidi-font-style: normal;">clic pe document</i>): <o:p></o:p></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
initial (se posteaza la 12.07.2021 - <b><a href="https://drive.google.com/file/d/1ceKbaCUzSGap7R4q17pdAyl3Bk3CnTuu/view?usp=sharing" target="_blank">clic aici</a></b>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Proiect
final (se posteaza la 19.07.2021 - <b><a href="https://drive.google.com/file/d/1iLPgbnqHXUddoOJ_tgh91wqTEKtCemIj/view?usp=sharing" target="_blank">clic aici</a></b>)</span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotararea
adoptata de Adunarea Generala (se posteaza la finalizarea AG, respectiv
pe 27 sau pe 29.07.2021) -<b><a href="https://drive.google.com/file/d/1WjuWDJal4dY2XcS0VLfHyxQvAiEKdyzo/view?usp=sharing" target="_blank">clic aici</a></b></span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 6.78%;" width="6%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">8<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 77.48%;" width="77%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Alegerea membrilor
Comitetului Director pentru mandatul 2021-2026 (<i style="mso-bidi-font-style: normal;">clic pe document</i>): <o:p></o:p></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l10 level1 lfo4; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Lista
candidatilor (<b><a href="https://drive.google.com/file/d/1ykOZvDqhmaNIpAXYzDxnlMx0SbWrltN1/view?usp=sharing" target="_blank">clic aici pentru accesare</a></b>) si buletinul de vot (se posteaza la 19.07.2021)<o:p></o:p></span></i></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l10 level1 lfo4; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotararea
adoptata de Adunarea Generala (se posteaza la finalizarea AG, respectiv
pe 27 sau pe 29.07.2021) -<b><a href="https://drive.google.com/file/d/1e4hrZXrSpyEIAt2uMgA6ZTFyxyD9VB-1/view?usp=sharing" target="_blank">clic aici</a></b></span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
</ul>
</td>
</tr>
<tr style="mso-yfti-irow: 9; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 6.78%;" width="6%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">9<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 77.48%;" width="77%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Alegerea membrilor
Comisiei de Cenzori pentru mandatul 2021-2026 (<i style="mso-bidi-font-style: normal;">clic pe document</i>): <o:p></o:p></span></p>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l10 level1 lfo4; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Lista
candidatilor (<b><a href="https://drive.google.com/file/d/1JuDQKTYivItqHTgua3w8nR5nG2Ynvpqb/view?usp=sharing" target="_blank">clic aici pentru accesare</a></b>) si buletinul de vot (se posteaza la 19.07.2021)<o:p></o:p></span></i></li>
<li class="MsoNormal" style="color: black; margin-bottom: 0cm; margin-right: 21.45pt; margin-top: 0cm; mso-list: l10 level1 lfo4; text-align: left;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotararea
adoptata de Adunarea Generala (se posteaza la finalizarea AG, respectiv
pe 27 sau pe 29.07.2021) -<b><a href="https://drive.google.com/file/d/1RELGcYE8ey-y6nlKxhDv0263ovPapYb1/view?usp=sharing" target="_blank">clic aici</a></b></span></i><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></li>
</ul>
</td>
</tr>
</tbody></table>
</div>
<p class="normal" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-list: l9 level1 lfo1; text-align: justify; text-indent: -1cm;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">Art.2<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">În situația nerealizării
cvorumului de jumătate plus unu din nr. membrilor la data primei convocări,
Adunarea Generală se reconvoacă pentru ziua de <b style="mso-bidi-font-weight: normal;">29.07.2021, ora 12.00, cu aceeași ordine de zi. </b><span style="mso-bidi-font-weight: bold;">În ipoteza neîndeplinirii condițiilor de
cvorum la prima convocare a Adunării Generale,</span><b style="mso-bidi-font-weight: normal;"> </b>CD al CAR va publica pe pagina de internet a Asociației, la data
de 27.07.2021, un comunicat cu informații utile tuturor membrilor. <o:p></o:p></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-list: l9 level1 lfo1; text-align: justify; text-indent: -1cm;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">Art.3<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Numărul membrilor organelor de
conducere se stabilește după cum urmează:<o:p></o:p></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 72pt; mso-list: l9 level2 lfo1; text-align: justify; text-indent: 13.05pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">a.<span style="font: 7pt "Times New Roman";">
</span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">5 membri în Comitetul Director;<o:p></o:p></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 72pt; mso-list: l9 level2 lfo1; text-align: justify; text-indent: 13.05pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">b.<span style="font: 7pt "Times New Roman";">
</span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">3 membri în Comisia de Cenzori.<o:p></o:p></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-list: l9 level1 lfo1; text-align: justify; text-indent: -1cm;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">Art.4<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Mod de lucru la prima și la a doua
convocare a Adunării Generale: <span style="mso-spacerun: yes;"> </span><o:p></o:p></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 2cm; mso-list: l7 level1 lfo7; text-align: justify; text-indent: -1cm;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">4.1.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Adunarea Generală se
desfășoară la distanță, fără prezența fizică a membrilor.<b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 2cm; mso-list: l7 level1 lfo7; text-align: justify; text-indent: -1cm;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">4.2.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Membrii își pot exercita
dreptul de vot prin utilizarea formularului buletinului de vot<span style="mso-bidi-font-weight: bold;">.</span><b style="mso-bidi-font-weight: normal;">
</b><span style="mso-bidi-font-weight: bold;">Formularul buletinului de vot poate
fi obținut de pe pagina de internet a asociației începând cu data de 19.07.2021</span>.<b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 2cm; mso-list: l7 level1 lfo7; text-align: justify; text-indent: -1cm;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">4.3.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-spacerun: yes;"> </span>Buletinele de vot pot fi comunicate, personal,
<span style="mso-spacerun: yes;"> </span>până la data de 26.07.2021, ora 12:00,
pentru prima convocare, respectiv până la data de 28.07.2021, ora 12:00 pentru
a doua convocare, prin următoarele modalități:<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 100.35pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 100.35pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">a.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Depunere directă, la adresa Punctului de
Lucru Central (PLC) situat in Bucuresti, str. Pajurei, nr.13, Sector 1;<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 100.35pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 100.35pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">b.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Prin poștă, cu scrisoare recomandată, la
adresa PLC; <o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 100.35pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 100.35pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">c.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Prin curier, la adresa PLC; <o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 100.35pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 100.35pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">d.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Prin poșta electronică, la adresa de e-mail <a href="mailto:car.coeziuneasociala@gmail.com">car.coeziuneasociala@gmail.com</a>;<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 100.35pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 100.35pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">e.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Prin aplicația ”WhatsApp”, la numărul de
telefon 0760 698 672.<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 2cm; mso-hyphenate: none; mso-list: l3 level2 lfo8; mso-prop-change: Avocat 20210616T1436; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -1cm; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.4.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Buletinele de vot care nu sunt primite până
la data și ora menționate mai sus, nu vor fi luate în considerare la stabilirea
cvorumului de prezență și majorității necesare adoptării Hotărârii Adunării
Generale la prima, după caz, la a doua convocare.<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-hyphenate: none; mso-list: l9 level1 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -1cm; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">Art.5<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">La funcția de membru al Comitetului Director pot
candida membrii care întrunesc condițiile specifice prevăzute de Statut.<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-hyphenate: none; mso-list: l9 level1 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -1cm; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">Art.6<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">La funcția de membru în Comisia de Cenzori
pot candida atât persoanele care au calitatea de membru, cât și persoane din
afara Asociației, care întrunesc condițiile prevăzute de Statut.<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-hyphenate: none; mso-list: l9 level1 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -1cm; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">Art.7<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Dosarele de candidat se comunică, personal, până
la data de 14.07.2021, inclusiv, la PLC situat în<span style="mso-spacerun: yes;"> </span>București, str. Pajurei nr. 13, Sector 1,
prin următoarele modalități:<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 72pt; mso-hyphenate: none; mso-list: l0 level1 lfo6; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">a.<span style="font: 7pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Depunere directă;<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 72pt; mso-hyphenate: none; mso-list: l0 level1 lfo6; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">b.<span style="font: 7pt "Times New Roman";"> </span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Prin poștă, cu scrisoare cu confirmare de
primire.<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-hyphenate: none; mso-list: l9 level1 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -1cm; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">Art.8<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Sub sancțiunea nulității, fiecare dosar de
candidat trebuie să cuprindă următoarele documente:<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 72pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">a.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Cererea de intenție pentru depunerea
candidaturii, conform formularului prezentat în <b style="mso-bidi-font-weight: normal;">Anexa nr. 2 </b>la prezenta Decizie<b style="mso-bidi-font-weight: normal;">
</b><i style="mso-bidi-font-style: normal;">(</i></span><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="color: #1f497d; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><a href="https://drive.google.com/file/d/1G-kJAJ7s6lrkh1Qja3KGnSx8f4NkLe7X/view?usp=sharing" target="_blank">clic aici pentru accesare si descarcare</a></span></i></b><i style="mso-bidi-font-style: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">)</span></i><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">.</span></b><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 70.9pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">b.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Copia cărții de identitate;<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 70.9pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">c.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Curiculum Vitae, în format european;<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 70.9pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">d.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Certificat de cazier judiciar valabil;<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 70.9pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">e.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Certificat de cazier fiscal valabil;<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 70.9pt; mso-hyphenate: none; mso-list: l9 level2 lfo1; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -15.3pt; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">f.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Declarație pe propria răspundere conform
formularului din <b style="mso-bidi-font-weight: normal;">Anexa nr.3 </b>la
prezenta Decizie<b style="mso-bidi-font-weight: normal;"> </b><i style="mso-bidi-font-style: normal;">(</i></span><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span lang="RO" style="color: #1f497d; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><a href="https://drive.google.com/file/d/1_vpHvU1no9Wqn98F-lOkYed_Mj0X9miG/view?usp=sharing" target="_blank">clic aici pentru accesare si descarcare</a></span></i></b><i style="mso-bidi-font-style: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">)</span></i><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">.<o:p></o:p></span></b></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-list: l9 level1 lfo1; text-align: justify; text-indent: -1cm;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">Art.9<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Calendarul activităților
aferent primei convocări a Adunării Generale<span style="mso-bidi-font-style: italic;">:</span><o:p></o:p></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 49.65pt; mso-list: l5 level1 lfo9; mso-prop-change: Avocat 20210616T1441; text-align: justify; text-indent: -21.3pt;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">9.1<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Depunerea/primirea dosarelor
de candidat la funcțiile organelor de conducere: <b>dată limită</b>, <b>14.07.2021,
ora 12.00;<o:p></o:p></b></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 49.65pt; mso-list: l5 level1 lfo9; text-align: justify; text-indent: -21.3pt;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">9.2<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Publicarea pe site de către
Direcția Secretariat-Administrativă a CAR a proiectelor inițiale de hotarari cu
privire la punctele 1-7 de pe ordinea de zi, in scopul dezbaterii si, formulării
propunerilor de modificare/completare a acestora de catre membri:<span style="mso-spacerun: yes;"> </span><b>12.07.2021, ora 12.00;</b><b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 49.65pt; mso-list: l5 level1 lfo9; mso-prop-change: Avocat 20210616T1441; text-align: justify; text-indent: -21.3pt;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">9.3<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-bidi-font-weight: bold;">Verificarea si
validarea listei de candidați la organele de conducere de către Secretariatul
Adunarii Generale: </span><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO;">14.07.2021-19.07.2021.<span style="color: black; mso-bidi-font-weight: bold;"><o:p></o:p></span></span></b></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 49.65pt; mso-list: l5 level1 lfo9; text-align: justify; text-indent: -21.3pt;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">9.4<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="mso-ansi-language: RO; mso-bidi-font-weight: bold;">Comunicarea observațiilor
și propunerilor de modificare/completare a proiectelor de hotărâre cu privire
la punctele 1-7 de pe ordinea de zi, de către membri: </span><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="mso-ansi-language: RO;">dată limită, 18.07.2021<span style="color: black; mso-bidi-font-weight: bold;"><o:p></o:p></span></span></b></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 49.65pt; mso-list: l5 level1 lfo9; text-align: justify; text-indent: -21.3pt;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">9.5<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Publicarea pe site de către
Direcția Secretariat-Administrativă a CAR a proiectelor finale de hotarari aferente
punctelor 1-7 din Convocator care urmează să fie supuse la vot în cadrul
Adunării Generale, a listei de candidați </span><span lang="RO" style="mso-ansi-language: RO;">validați de către Secretariatul Adunării Generale, în ordinea punctajului
preliminar stabilit conform art. 69 din Statut<span style="color: black;"> și a
formularului de buletin de vot: <b>19.07.2021, ora 12.00;<o:p></o:p></b></span></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 49.65pt; mso-list: l5 level1 lfo9; text-align: justify; text-indent: -21.3pt;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">9.6<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Depunerea/trimiterea
buletinelor de vot: <b>19.07.2021-26.07.2021, ora 12.00.<o:p></o:p></b></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 21.3pt; mso-list: l9 level1 lfo1; text-align: justify; text-indent: -21.3pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">Art.10<span style="font: 7pt "Times New Roman";">
</span></span></span></b><!--[endif]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-spacerun: yes;"> </span></span></b><span lang="RO" style="color: black; mso-ansi-language: RO;">Calendarul activităților în
situatia reconvocarii Adunării Generale: <b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 2cm; mso-list: l8 level1 lfo10; mso-prop-change: Avocat 20210616T1451; text-indent: -28.3pt;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">10.1<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Depunerea/trimiterea
buletinelor de vot: <b>dată limită, 28.07.2021, ora 12.00.</b><b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
<p class="normal" style="margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 2cm; mso-list: l8 level1 lfo10; text-indent: -28.3pt;"><!--[if !supportLists]--><b><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-list: Ignore;">10.2<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><span lang="RO" style="color: black; mso-ansi-language: RO;">Membrii care transmit
buletinele de vot pentru prima ședință a Adunării Generale, nu sunt obligați să
retrimită buletinele de vot la a doua ședință a Adunării Generale, ci doar să
își reconfirme votul.<b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 1cm; mso-hyphenate: none; mso-list: l9 level1 lfo1; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; text-indent: -1cm; vertical-align: baseline;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">Art.11<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;"><span style="mso-spacerun: yes;"> </span></span></b><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Verificarea identității participanților la
adunare, validarea dosarelor de candidat, validarea buletinelor de vot si
intocmirea procesului verbal al Adunarii Generale se vor executa de către
Secretariatul Adunării Generale, format din următorii membri:<o:p></o:p></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 180.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 180pt; mso-hyphenate: none; mso-list: l9 level5 lfo1; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1)<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Alexandrescu
Valentina<o:p></o:p></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 180.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 180pt; mso-hyphenate: none; mso-list: l9 level5 lfo1; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2)<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Rinciog
Dumitru<o:p></o:p></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 180.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 180pt; mso-hyphenate: none; mso-list: l9 level5 lfo1; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3)<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Perianu
Traian<o:p></o:p></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 180.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 180pt; mso-hyphenate: none; mso-list: l9 level5 lfo1; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4)<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Stefan
Cristian<o:p></o:p></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 180.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 180pt; mso-hyphenate: none; mso-list: l9 level5 lfo1; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5)<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Sirbu
Bogdan-Razvan<o:p></o:p></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 54pt; mso-hyphenate: none; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; vertical-align: baseline;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<p align="left" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 54pt; mso-hyphenate: none; tab-stops: 14.2pt; text-align: left; text-autospace: ideograph-other; vertical-align: baseline;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<p class="normal" style="margin-right: 21.45pt;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; mso-ansi-language: RO;">Data adoptării</span></b><span lang="RO" style="color: black; mso-ansi-language: RO;">:<span style="mso-spacerun: yes;"> </span>25.06.2021 <o:p></o:p></span></p>
<p align="right" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 63.8pt 70.9pt 99.25pt; text-align: right;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Anexa 1<o:p></o:p></span></b></p>
<p align="center" class="stiltext" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center; text-indent: 0cm;"><br /></p>
<p align="center" class="stiltext" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center; text-indent: 0cm;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; mso-ansi-language: RO; mso-bidi-font-style: italic;"><o:p> </o:p></span></b></p>
<p align="center" class="stiltext" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center; text-indent: 0cm;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; mso-ansi-language: RO; mso-bidi-font-style: italic;"><o:p> </o:p></span></b></p>
<p align="center" class="stiltext" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center; text-indent: 0cm;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; mso-ansi-language: RO; mso-bidi-font-style: italic;"><o:p> </o:p></span></b></p><div class="separator" style="clear: both; text-align: center;"><b style="mso-bidi-font-weight: normal;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhs6I0ZjdJ90E-ICl1x8kog8zQ75Mt29zsOgUGz-tWWKClosCHyL5rDHBH8n2Dk1e9-bRyC8IImROK05GoH9JiZ7S7AdKHbt0-d2T_LvjwQ0DQCOYOinddFRvThSdwzRQaFpXWB0lqqVd4n/s431/Sigla+CAR+%2528pagini+CNSC%2529.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="320" data-original-width="431" height="149" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhs6I0ZjdJ90E-ICl1x8kog8zQ75Mt29zsOgUGz-tWWKClosCHyL5rDHBH8n2Dk1e9-bRyC8IImROK05GoH9JiZ7S7AdKHbt0-d2T_LvjwQ0DQCOYOinddFRvThSdwzRQaFpXWB0lqqVd4n/w200-h149/Sigla+CAR+%2528pagini+CNSC%2529.jpg" width="200" /></a></b></div><b style="mso-bidi-font-weight: normal;"><br /></b><p></p>
<p align="center" class="stiltext" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center; text-indent: 0cm;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; mso-ansi-language: RO; mso-bidi-font-style: italic;"><o:p> </o:p></span></b><b style="text-indent: 0cm;"><span lang="RO" style="font-family: "Times New Roman", serif;">BULETIN DE VOT</span></b></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Subsemnata/ul
________________________________________, de profesie<span style="mso-spacerun: yes;"> </span>_____________________, <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">cu domiciliul
în ________________________ str. _______________________, nr. ___, bloc ______,
sc. ___, ap. ____, cod _________, jud./sector _________________, CNP
______________________, posesor al BI/CI seria ____ nr. _________, eliberat/ă
la data de ___.___._____ de către _________________, în calitate de membru al
Asociației Casa de Ajutor Reciproc "Coeziunea Socială" (CAR), confirm
participarea mea la lucrările Adunării Generale convocată pentru data de <b style="mso-bidi-font-weight: normal;">27.07.2021</b>, ora 12.00, și în data de <b style="mso-bidi-font-weight: normal;">29.07.2021</b>, ora 12.00, stabilită ca
fiind a 2-a convocare, în cazul în care cea dintâi nu s-ar putea desfășura,
conform prevederilor legale, îmi exercit dreptul de vot după cum urmează:</span><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-language: RO;"> <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 144.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 144pt; mso-list: l2 level4 lfo2; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: RO;"><span style="mso-list: Ignore;">1.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-language: RO;">Pentru alegerea membrilor Comitetului Director:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr style="height: 42pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 42pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Nr. crt.<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 42pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Numele și prenumele candidaților (în
ordinea punctajului obtinut)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 42pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 45.92%;" valign="top" width="45%">
<p align="left" class="MsoNormal" style="margin-right: 21.45pt; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Atenție!
</span></b><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Votați strict un nr. de 5 (cinci) persoane,
prin semnarea în caseta corespunzătoare de mai jos. Nerespectarea acestei
condiții atrage nulitatea buletinului de vot!<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 26.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 26.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.38%;" width="12%">
<p align="left" class="MsoNormal" style="margin-right: 21.45pt; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Pentru<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 26.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 13.78%;" width="13%">
<p align="left" class="MsoNormal" style="margin-right: 21.45pt; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Impotriva<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 26.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.76%;" width="19%">
<p align="left" class="MsoNormal" style="margin-right: 21.45pt; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Abtinere<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="height: 10.95pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">1<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.38%;" valign="top" width="12%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 13.78%;" valign="top" width="13%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.76%;" valign="top" width="19%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">2<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.38%;" valign="top" width="12%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 13.78%;" valign="top" width="13%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.76%;" valign="top" width="19%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">3<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.38%;" valign="top" width="12%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 13.78%;" valign="top" width="13%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.76%;" valign="top" width="19%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 5;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">4<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.38%;" valign="top" width="12%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 13.78%;" valign="top" width="13%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.76%;" valign="top" width="19%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 6;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">5<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.38%;" valign="top" width="12%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 13.78%;" valign="top" width="13%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.76%;" valign="top" width="19%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 7; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">n<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 12.38%;" valign="top" width="12%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 13.78%;" valign="top" width="13%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.76%;" valign="top" width="19%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-language: RO;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 144.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 144pt; mso-list: l2 level4 lfo2; text-indent: -18pt;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: RO;"><span style="mso-list: Ignore;">2.<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-language: RO;">Pentru alegerea
membrilor Comisiei de Cenzori:</span></b><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-language: RO;"><o:p></o:p></span></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr style="height: 42pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 42pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Nr. crt.<o:p></o:p></span></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 42pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Numele și prenumele candidaților (în
ordinea punctajului obtinut)<o:p></o:p></span></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 42pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 45.92%;" valign="top" width="45%">
<p align="left" class="MsoNormal" style="margin-right: 21.45pt; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Atenție!
</span></b><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Votați strict un nr. de 3 (trei) persoane,
prin semnarea în caseta corespunzătoare de mai jos. Nerespectarea acestei
condiții atrage nulitatea buletinului de vot!<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 26.25pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 26.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.44%;" width="11%">
<p align="left" class="MsoNormal" style="margin-right: 21.45pt; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Pentru<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 26.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 15.36%;" width="15%">
<p align="left" class="MsoNormal" style="margin-right: 21.45pt; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Impotriva<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 26.25pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.14%;" width="19%">
<p align="left" class="MsoNormal" style="margin-right: 21.45pt; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Abtinere<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="height: 10.95pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">1<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.44%;" valign="top" width="11%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 15.36%;" valign="top" width="15%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.14%;" valign="top" width="19%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">2<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.44%;" valign="top" width="11%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 15.36%;" valign="top" width="15%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.14%;" valign="top" width="19%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">3<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.44%;" valign="top" width="11%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 15.36%;" valign="top" width="15%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.14%;" valign="top" width="19%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 5; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 10.56%;" width="10%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">n<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 43.52%;" width="43%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 11.44%;" valign="top" width="11%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 15.36%;" valign="top" width="15%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 19.14%;" valign="top" width="19%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-language: RO;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 144.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 144pt; mso-list: l2 level4 lfo2; text-indent: -18pt;"><!--[if !supportLists]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: RO;"><span style="mso-list: Ignore;">3.<span style="font: 7pt "Times New Roman";"> </span></span></span></b><!--[endif]--><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-language: RO;">Pentru celelalte proiecte de hotărâri:<o:p></o:p></span></b></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody><tr style="height: 17.3pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: 1pt solid windowtext; height: 17.3pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 5.58%;" width="5%">
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Nr. crt.<o:p></o:p></span></b></p>
</td>
<td rowspan="2" style="border-left: none; border: 1pt solid windowtext; height: 17.3pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 67.48%;" width="67%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Denumirea
hotararii<o:p></o:p></span></b></p>
</td>
<td colspan="3" style="border-left: none; border: 1pt solid windowtext; height: 17.3pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 26.94%;" valign="top" width="26%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Atenție!
</span></b><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Votul se exprima prin semnătura depusă în
caseta respectivă<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 11pt; mso-yfti-irow: 1;">
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" width="8%">
<p class="normal" style="margin-bottom: 0cm; margin-left: -4.5pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm -4.5pt;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-size: 10pt; mso-ansi-language: RO;"><span style="mso-spacerun: yes;"> </span>Pentru<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" width="8%">
<p class="normal" style="margin-bottom: 0cm; margin-left: -4.5pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm -4.5pt;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-size: 10pt; mso-ansi-language: RO;">Împotriva<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 11pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" width="8%">
<p class="normal" style="margin-bottom: 0cm; margin-left: -4.5pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm -4.5pt;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-size: 10pt; mso-ansi-language: RO;"><span style="mso-spacerun: yes;"> </span>Abținere<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="height: 10.95pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 5.58%;" width="5%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">1<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 67.48%;" width="67%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotărâre cu privire la
Raportul Comitetului Director pentru activitatea desfasurata in anul 2020 </span><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 10.95pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 5.58%;" width="5%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">2<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 67.48%;" width="67%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotărâre cu privire la
descărcarea de gestiune a Comitetului Director pentru mandatul 2016-2020<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 10.95pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 5.58%;" width="5%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">3<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 67.48%;" width="67%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotărâre cu privire la </span><span style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-bidi-font-weight: bold;">situațiile financiare pentru exercițiul financiar încheiat la data de
31.12.2020</span><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"> <span lang="RO"><o:p></o:p></span></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 5;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 5.58%;" width="5%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">4<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 67.48%;" width="67%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotărâre cu privire la
Raportul Comisiei de cenzori pe anul 2020 </span><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 6;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 5.58%;" width="5%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">5<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 67.48%;" width="67%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotărâre cu privire la
Bugetul de venituri si cheltuieli pe anul 2021 </span><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 7;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 5.58%;" width="5%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">6<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 67.48%;" width="67%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotarare privind validarea
Regulamentului Adunarilor Generale (modificat ca urmare a Hotararii
Judecatoriei Sectorului 1 in Dosarul 13770/299/2021) <o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="height: 13.35pt; mso-yfti-irow: 8; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 5.58%;" width="5%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">7<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 67.48%;" width="67%">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Hotărâre cu privire la validarea
numărului de membri din componența Comitetului Director </span><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; height: 13.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 8.98%;" valign="top" width="8%">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="background: white; color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; mso-layout-grid-align: none; text-autospace: none;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; mso-layout-grid-align: none; text-align: left; text-autospace: none; text-indent: 36pt;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Declar pe propria răspundere autenticitatea
copiei carții mele de identitate anexate la buletinul de vot. Sunt de acord ca
datele cu caracter personal și opțiunile mele de vot să fie incluse în bazele
de date ale CAR, în conformitate cu cerintele legislației europene și naționale
</span><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-bidi-font-weight: bold; mso-fareast-language: RO;">privind protecția persoanelor în ceea ce privește prelucrarea datelor cu
caracter personal.<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Date de
contact</span></b><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">: Tel.<span style="mso-spacerun: yes;">
</span>_____________________<span style="mso-spacerun: yes;"> </span>E-mail
___________________________<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Adresa poștală (alta decât cea de domiciliu):
<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><span style="mso-spacerun: yes;"> </span>_________________________________________________________________________<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Data:
______.______.________ <span style="mso-spacerun: yes;"> </span>__________________________________________<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 108pt; tab-stops: 231.0pt center 288.0pt; text-indent: 36pt;"><sup><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><span style="mso-spacerun: yes;">
</span>(numele, prenumele, semnătura)<o:p></o:p></span></sup></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></b></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">VALIDAREA
PARTICIPĂRII LA ADUNAREA GENERALĂ ȘI A VOTULUI EXPRIMAT<o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">(se completează de către Secretariatul
Adunării Generale)<o:p></o:p></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184;">
<tbody><tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 173.65pt;" valign="top" width="232">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Număr fișă membru<o:p></o:p></span></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 219.8pt;" valign="top" width="293">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Fond social la data de …………….. <o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 1; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 173.65pt;" valign="top" width="232">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 219.8pt;" valign="top" width="293">
<p align="right" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: right;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">(lei) <o:p></o:p></span></p>
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</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 103.5pt center 258.65pt; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 103.5pt center 258.65pt; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Verificat,<span style="mso-spacerun: yes;">
</span>----------------------------------------------------------------------------------<o:p></o:p></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 107.25pt 5.0cm center 258.65pt; text-align: center;"><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 10pt; mso-ansi-language: RO;"><span style="mso-spacerun: yes;"> </span>(nume, prenume,
semnătura membru Secretariat AG)<o:p></o:p></span></p>
<p align="right" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 107.25pt 5.0cm center 258.65pt; text-align: right;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><br /></span></b></p><p align="right" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 107.25pt 5.0cm center 258.65pt; text-align: right;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><br /></span></b></p><p align="right" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 107.25pt 5.0cm center 258.65pt; text-align: right;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><br /></span></b></p><p align="right" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 107.25pt 5.0cm center 258.65pt; text-align: right;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Anexa 2<o:p></o:p></span></b></p>
<p align="left" class="stiltext" style="margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 36pt; text-align: left; text-indent: 0cm;"><b style="mso-bidi-font-weight: normal;"><span color="windowtext" lang="RO" style="font-family: "Times New Roman","serif"; mso-ansi-language: RO; mso-bidi-font-style: italic;">Către,<o:p></o:p></span></b></p>
<p align="center" class="stiltext" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center; text-indent: 0cm;"><b style="mso-bidi-font-weight: normal;"><span color="windowtext" lang="RO" style="font-family: "Times New Roman","serif"; mso-ansi-language: RO; mso-bidi-font-style: italic;">COMITETUL DIRECTOR AL CAR COEZIUNEA SOCIALĂ<o:p></o:p></span></b></p>
<p align="center" class="stiltext" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center; text-indent: 0cm;"><b style="mso-bidi-font-weight: normal;"><span color="windowtext" lang="RO" style="font-family: "Times New Roman","serif"; mso-ansi-language: RO; mso-bidi-font-style: italic;">-Cerere de intenție-<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Subsemnata/ul
________________________________________, de profesie<span style="mso-spacerun: yes;"> </span>_____________________, <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">cu domiciliul în
________________________ str. _______________________, nr. ___, bloc ______,
sc. ___, ap. ____, cod _________, jud./sector _________________, CNP
______________________, posesor al BI/CI seria ____ nr. _________, eliberat/ă
la data de ___.___._____ de către _________________, în calitate de membru al
Asociației Casa de Ajutor Reciproc "Coeziunea Socială" (CAR), vă
informez despre decizia mea de a candida pentru obținerea unui loc în cadrul
Comitetului Director/Comisiei de Cenzori.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">În acest scop,
anexez alăturat documentele necesare, după cum urmează:<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 90pt; mso-add-space: auto; mso-hyphenate: none; mso-list: l4 level1 lfo5; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Copia
cărții de identitate;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 90pt; mso-add-space: auto; mso-hyphenate: none; mso-list: l4 level1 lfo5; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">CV, în
format european;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 90pt; mso-add-space: auto; mso-hyphenate: none; mso-list: l4 level1 lfo5; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Certificat
de cazier judiciar;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 90pt; mso-add-space: auto; mso-hyphenate: none; mso-list: l4 level1 lfo5; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Certificat
de cazier fiscal;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 90pt; mso-add-space: auto; mso-hyphenate: none; mso-list: l4 level1 lfo5; tab-stops: 14.2pt; text-autospace: ideograph-other; text-indent: -18pt; vertical-align: baseline;"><!--[if !supportLists]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="RO" style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Declarație
pe propria răspundere;<b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; mso-layout-grid-align: none; text-autospace: none;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Menționez că sunt membru CAR din .................. și
că<span style="mso-spacerun: yes;"> </span>în perioada
................................. am fost:<o:p></o:p></span></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; margin-left: 99pt; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-layout-alt: fixed; mso-yfti-tbllook: 1184;">
<tbody><tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 41.1pt;" width="55">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">Nr. <span style="mso-spacerun: yes;"> </span><o:p></o:p></span></p>
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">crt.<o:p></o:p></span></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 269.3pt;" width="359">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">Mentionez ca am detinut/detin <span style="mso-spacerun: yes;"> </span>urmartoarele <o:p></o:p></span></p>
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">functii in CAR<o:p></o:p></span></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 76.25pt;" width="102">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">Se bifeaza </span></p><p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;"> conform<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 41.1pt;" width="55">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">1<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 269.3pt;" valign="top" width="359">
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">Membru
fondator al CAR<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 76.25pt;" width="102">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 41.1pt;" width="55">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">2<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 269.3pt;" valign="top" width="359">
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">Fost
sau actual membru al Comitetului Director<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 76.25pt;" width="102">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 41.1pt;" width="55">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">3<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 269.3pt;" valign="top" width="359">
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">Fost
sau actual membru al Comisiei de Cenzori<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 76.25pt;" width="102">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 41.1pt;" width="55">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">4<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 269.3pt;" valign="top" width="359">
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">Fost
sau actual salariat al CAR<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 76.25pt;" width="102">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 41.1pt;" width="55">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">5<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 269.3pt;" valign="top" width="359">
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">Fost
sau actual reprezentant teritorial (RT)<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 76.25pt;" width="102">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;"><o:p> </o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 6; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 41.1pt;" width="55">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">6<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 269.3pt;" valign="top" width="359">
<p class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;">Fost
sau actual voluntar în cadrul CAR<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 76.25pt;" width="102">
<p align="center" class="MsoListParagraph" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: -21.3pt; margin-top: 0cm; margin: 0cm -21.3pt 0cm 0cm; mso-hyphenate: none; tab-stops: 14.2pt; text-align: center; text-autospace: ideograph-other; vertical-align: baseline;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12pt;"><o:p> </o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; mso-layout-grid-align: none; text-autospace: none;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; mso-layout-grid-align: none; text-autospace: none;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Declar pe propria răspundere ca documentele anexate sunt
autentice și că sunt de acord ca datele mele cu caracter personal să fie
incluse în bazele de date ale CAR, în conformitate cu cerintele legislației
europene și naționale </span><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-bidi-font-weight: bold; mso-fareast-language: RO;">privind protecția persoanelor în ceea ce privește
prelucrarea datelor cu caracter personal.<o:p></o:p></span></p>
<p class="MsoNormal" style="line-height: 150%; margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 150%; mso-ansi-language: RO;">Date
de contact</span></b><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 150%; mso-ansi-language: RO;">: Tel.<span style="mso-spacerun: yes;"> </span>_____________________<span style="mso-spacerun: yes;"> </span>E-mail ___________________________<o:p></o:p></span></p>
<p class="MsoNormal" style="line-height: 150%; margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 150%; mso-ansi-language: RO;">Adresa poștală (alta decât cea de domiciliu):
_____________________________________<o:p></o:p></span></p>
<p class="MsoNormal" style="line-height: 150%; margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 150%; mso-ansi-language: RO;">Data: ______.______._________<span style="mso-spacerun: yes;"> </span>________________________________________<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 108pt; tab-stops: 231.0pt center 288.0pt; text-indent: 36pt;"><sup><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>(numele,
prenumele, semnătura)<o:p></o:p></span></sup></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">VALIDAREA
CANDIDATURII<o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: center;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">(se completeaza de către Secretariatul Adunării Generale)<o:p></o:p></span></p>
<div align="center">
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184;">
<tbody><tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 69.2pt;" valign="top" width="92">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Număr fișă
membru<o:p></o:p></span></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 107.55pt;" valign="top" width="143">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Fond
social la data de ……………..<o:p></o:p></span></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 126.45pt;" valign="top" width="169">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Se<span style="mso-spacerun: yes;"> </span>accepta
candidatura. Punctaj prestabilit: <o:p></o:p></span></p>
</td>
<td style="border-left: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 217.85pt;" valign="top" width="290">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Nu se
acceptă candidatura din următoarele motive:<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 1; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 69.2pt;" valign="top" width="92">
<p class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 107.55pt;" valign="top" width="143">
<p align="right" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: right;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">-lei- <o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 126.45pt;" valign="top" width="169">
<p align="right" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: right;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">-puncte-<o:p></o:p></span></p>
</td>
<td style="border-bottom: 1pt solid windowtext; border-left: none; border-right: 1pt solid windowtext; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 217.85pt;" valign="top" width="290">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">…………………………………………..<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">…………………………………………...<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 103.5pt center 258.65pt; text-align: center;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 103.5pt center 258.65pt; text-align: center;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Verificat,<span style="mso-spacerun: yes;">
</span>----------------------------------------------------------------------------------<o:p></o:p></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 107.25pt 5.0cm center 258.65pt; text-align: center;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 10pt; mso-ansi-language: RO;"><span style="mso-spacerun: yes;"> </span>(nume, prenume, semnătura
membru Secretariat AG)<o:p></o:p></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 107.25pt 5.0cm center 258.65pt; text-align: center;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 10pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<p align="center" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 107.25pt 5.0cm center 258.65pt; text-align: center;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 10pt; mso-ansi-language: RO;"><o:p> </o:p></span></p>
<p align="right" class="MsoNormal" style="margin-right: 21.45pt; text-align: right;"><b style="mso-bidi-font-weight: normal;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO;">Anexa 3<o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="margin-right: 21.45pt; text-align: center;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"> <b style="mso-bidi-font-weight: normal;">DECLARAŢIE PE PROPRIA RĂSPUNDERE <o:p></o:p></b></span></p>
<p class="MsoNormal" style="margin-right: 21.45pt;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";">
Subsemnatul ,
......................................................................, de
cetățenie ............................,<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";">domiciliat
în<span style="mso-spacerun: yes;"> </span>.....................................................................................................................................<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";">....................................................................................................................................................
<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";">în calitate de
.....................................................................................................................................
al Asociației Casa de Ajutor Reciproc "Coeziunea Socială", declar pe
propria răspundere că nu mă aflu în nici una dintre situaţiile prevăzute la
art. 16 din Legea <u>nr. 93/2009,</u> privind instituţiile financiare nebancare
sau în altă situaţie de incompatibilitate prevăzută de legislaţia în vigoare. <o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";">
<o:p></o:p></span></p>
<div align="center">
<table border="0" cellpadding="0" class="MsoNormalTable" style="mso-cellspacing: 1.5pt; mso-yfti-tbllook: 1184;">
<tbody><tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0; mso-yfti-lastrow: yes;">
<td style="padding: 0.75pt;">
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></p>
<p align="left" class="MsoNormal" style="margin-bottom: 0cm; margin-left: 0cm; margin-right: 21.45pt; margin-top: 0cm; margin: 0cm 21.45pt 0cm 0cm; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt; text-align: left;"><span lang="RO" style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-ansi-language: RO; mso-fareast-font-family: "Times New Roman";">Data
......................<span style="mso-spacerun: yes;"> </span>Nume,
prenume, semnătura
..................................................................<br />
<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal"><o:p> </o:p></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.com0tag:blogger.com,1999:blog-4183903949652573507.post-40178172814122065672021-06-22T14:01:00.002+03:002021-06-22T14:26:23.380+03:00VALUTA SAU LEI? - Studiu comparativ privind unele solutii de economisire a banilor<p> <b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Stimati cetateni,</span></b></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Banii sunt o
marfa ca oricare alta. Acestia se pot vinde, se pot cumpara, se pot imprumuta -
mai ieftin sau mai scump, in functie de cerintele de moment ale pietei
financiare dar si de abilitatile de vanzator sau de cumparator si de informatiile
detinute de catre fiecare cetatean in parte. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">In acest articol
furnizam cateva informatii esentiale pentru acei dintre dvs. care doriti sa economisiti
bani, pentru a va achizitiona bunuri de folosinta indelungata, cu valoare mai
mare (autoturism, locuinta, teren etc) sau pentru a demara o afacere pe cont
propriu.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Pentru a strange
o suma mai mare, majoritatea cetenilor nu au alta optiune decat aceea de a nu cheltui
intregul castig lunar si de a pune deoparte, de la luna la luna, diferenta. Dilema
este unde si cum este mai bine sa pastram acesti bani pana cand acumulam suma
necesara achizitiei? Aici incercam sa va ajutam noi, furnizandu-va cateva
informatii utile despre variantele de economisire cele mai uzitate de catre
cetateni la momentul actual, cu avantajele si dezavantajele acestora.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Varianta 1 - Pastrarea banilor in casa sau asa zisa
metoda "la ciorap" (in seif sau ascunsi prin diverse cotloane ale
casei)<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Pare incredibil,
<span style="mso-spacerun: yes;"> </span>dar multi romani inca apeleaza la
aceasta forma de acumulare a banilor. In afara de grija si stresul ca v-ar
putea fi devalizata casa si ati putea ramane fara banii stransi, nu va
recomandam aceasta varianta, deoarece banii, ca si alte marfuri, se depreciaza
in timp. Este vorba de asa numita inflatie, un fenomen economic care poate fi
tinut sub control de catre guverne, dar care nu poate fi eliminat. In Romania,
rata medie a inflatiei anuale se situeaza in jurul cifrei de 4%. Aceasta
inseamna ca, de exemplu, daca economisiti 10.000 lei anual, timp de 10 ani,
banii dvs. nu vor mai avea aceeasi putere de cumparare la sfarsitul ciclului de
economisire. Pierderea/deprecierea se poate calcula simplu, astfel:<o:p></o:p></span></p>
<div align="center">
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; margin-left: -103.85pt; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 503px;">
<tbody><tr style="height: 60.0pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="height: 60.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227"></td>
<td style="border: solid windowtext 1.0pt; height: 60.0pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma economisita (lei)<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Procent inflatie anuala
(4%)<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Devalorizare anuala<o:p></o:p></span></b></p>
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-spacerun: yes;"> </span>(lei)<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 1;">
<td style="border: solid windowtext 1.0pt; height: 15.0pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 1<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">400.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 2<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">20,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">800.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 3<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">30,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,200.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 4<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">40,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,600.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 5<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">50,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,000.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 6<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">60,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,400.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 7<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">70,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,800.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 8<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">80,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,200.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 9<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">90,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,600.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">100,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.04<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">4,000.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 30.0pt; mso-yfti-irow: 11; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 30.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 170.3pt;" width="227">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">SUMA TOTALA
ECONOMISITA<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 30.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 72.6pt;" width="97">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">100,000.00<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 30.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.2pt;" width="88">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">TOTAL DEPRECIERE
(PIERDERE)<o:p></o:p></span></b></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 30.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 68.4pt;" width="91">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">22,000.00<o:p></o:p></span></b></p>
</td>
</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">In concluzie, cu
100.000 lei, peste 10 ani, vom putea cumpara produse si bunuri pe care astazi le
putem cumpara cu doar 78.000 lei, deci vom inregistra o pierdere de 22.000 lei.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Varianta 2 - Pastrarea banilor la banca, in moneda
nationala (in lei)<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">O alta varianta,
mult mai buna decat prima, este aceea de a pastra banii, sub forma de depozit,
la o banca comerciala. In afara de faptul ca scapati de stresul pastrarii
banilor in casa, primiti o dobanda care acopera o parte din deprecierea produsa
de inflatie. In aceasta perioada, dobanda anuala efectiva (DAE) la depozitele
constituite la banci este de cel mult 3%. Presupunand ca aceasta ar ramane
neschimbata timp de 10 ani de zile (varianta optimista!...), am avea urmatorul
tablou al economisirii:<o:p></o:p></span></p>
<div align="center">
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; margin-left: -9.8pt; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 378px;">
<tbody><tr style="height: 45.0pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="height: 45.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108"></td>
<td style="border: solid windowtext 1.0pt; height: 45.0pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma totala economisita
(lei)<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 45.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Procent dobanda anuala
(3%)<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 45.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Dobanda anuala
obtinuta (lei)<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 1;">
<td style="border: solid windowtext 1.0pt; height: 15.0pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 1<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">300.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 2<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">20,300.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">609.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 3<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">30,909.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">927.27<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 4<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">41,836.27<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,255.09<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 5<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">53,091.36<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,592.74<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 6<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">64,684.10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,940.52<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 7<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">76,624.62<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,298.74<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 8<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">88,923.36<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,667.70<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 9<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">101,591.06<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,047.73<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 80.8pt;" width="108">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 75.05pt;" width="100">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">114,638.79<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 64.15pt;" width="86">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.03<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.45pt;" width="85">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,439.16<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 11; mso-yfti-lastrow: yes;">
<td colspan="2" style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 155.85pt;" width="208">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">SUMA TOTALA
ECONOMISITA <o:p></o:p></span></b></p>
</td>
<td colspan="2" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 127.6pt;" width="170">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">118,077.96 lei<o:p></o:p></span></b></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><u><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Observatii:<o:p></o:p></span></u></p>
<p class="MsoListParagraphCxSpFirst" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo1; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Dobanda
totala obtinuta, de 18,077.96 lei, nu acopera integral deprecierea (pierderea)
de 22,000.00 lei, produsa de inflatie.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo1; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">In
realitate veti economisi o suma totala mai mica, deoarece dobanda de 18,077.96
lei este impozitata de stat (prin ANAF).<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Varianta 3 - Pastrarea banilor la banca, in valuta
(in euro)<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">O alta varianta
de economisire este transformarea monedei nationale in euro si depozitarea valutei
la banca. Pentru a intocmi tabloul economisirii in acest caz, este necesar sa studiem
evolutia istorica a cursului de schimb leu/euro si sa incercam o prognoza a
evolutiei cursului pe urmatorii 10 ani. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Pentru aceasta,
avem la indemana <a href="https://www.cursbnr.ro/arhiva-curs-bnr">arhiva Bancii
Nationale a Romaniei</a>, de unde rezulta ca in ultimii 10 ani, respectiv in
perioada iunie 2011-iunie 2021, moneda nationala s-a depreciat fata de euro cu
0.6951 lei, respectiv cu o medie de <b style="mso-bidi-font-weight: normal;">0.0695
lei pe an</b> (17 iunie 2011-1 euro=4.2291 lei; 17 iunie 2021-1 euro=4.9242
lei). Avand in vedere ca rata anuala medie a dobanzii oferita de banci la
depozitele in euro este de circa 0.25%, vom avea urmatorul tablou al
economisirii:<o:p></o:p></span></p>
<div align="center">
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; margin-left: -6.15pt; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 572px;">
<tbody><tr style="height: 60.0pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="height: 60.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73"></td>
<td style="border: solid windowtext 1.0pt; height: 60.0pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma economisita anual
(lei)<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Curs leu/euro<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma convertita anual
(euro)<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma totala
economisita (euro)<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Procent dobanda anuala
(0.25%)<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Dobanda anuala
obtinuta (euro)<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 1;">
<td style="border: solid windowtext 1.0pt; height: 15.0pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 1<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">4.9242<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,030.79<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,030.79<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.08<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 2<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">4.9937<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,007.60<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">4,043.47<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10.11<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 3<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.0632<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,985.14<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">6,038.72<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">15.10<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 4<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.1327<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,963.39<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">8,017.21<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">20.04<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 5<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.2022<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,942.31<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">9,979.56<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">24.95<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 6<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.2717<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,921.87<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">11,926.37<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">29.82<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 7<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.3412<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,902.05<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">13,858.25<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">34.65<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 8<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.4107<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,882.84<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">15,775.73<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">39.44<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 9<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.4802<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,864.19<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">17,679.36<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">44.20<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 54.6pt;" width="73">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 52.8pt;" width="70">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5.5497<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 63.1pt;" width="84">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,846.10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 71.5pt;" width="95">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">19,569.65<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.8pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.0025<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 57.5pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">48.92<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 11; mso-yfti-lastrow: yes;">
<td colspan="4" style="border-bottom: solid windowtext 1.0pt; border-left: solid windowtext 1.0pt; border-right: solid black 1.0pt; border-top: none; height: 15.0pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid black .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 242.0pt;" width="323">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">SUMA TOTALA
ECONOMISITA<o:p></o:p></span></b></p>
</td>
<td colspan="3" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid black .5pt; mso-border-top-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 186.8pt;" width="249">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">19,618.58 euro = </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt;">108,877.2 lei</span></b><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></b></p>
</td>
</tr>
</tbody></table>
</div>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><u><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Observatii:<o:p></o:p></span></u></p>
<p class="MsoListParagraphCxSpFirst" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Observam
ca dobanda totala obtinuta, de 8,877.2 lei, este mult mai mica decat cea
obtinuta in varianta economisirii la banca in lei (<b style="mso-bidi-font-weight: normal;">Varianta 2</b>).<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">In
realitate veti economisi o suma si mai mica, deoarece in calculul de mai sus nu
au fost luate in consideratie costurile aferente conversiei leilor in euro si
invers si nici impozitul perceput pe dobanzi de catre ANAF.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Varianta 4 - Pastrarea banilor la o Casa de Ajutor
Reciproc (calculele de mai jos au la baza oferta <span style="mso-spacerun: yes;"> </span>de servicii financiare a Asociatiei Casa de
Ajutor Reciproc <span style="mso-spacerun: yes;"> </span>"Coeziunea
Sociala")<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Plecand de la
faptul ca in anul<span style="mso-spacerun: yes;"> </span>2020, CAR
"Coeziunea Sociala" a acordat un beneficiu anual (dobanda) de 4,1% la
sumele depuse de catre membri si ca, in conformitate cu traditia instituita
inca de la infiintarea CAR, procentul de beneficiu se mareste in fiecare an cu
cel putin 0,01%, vom avea urmatorul tablou al economisirii:<o:p></o:p></span></p>
<div align="center">
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; margin-left: -21.7pt; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184; width: 456px;">
<tbody><tr style="height: 60.0pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="height: 60.0pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209"></td>
<td style="border: solid windowtext 1.0pt; height: 60.0pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Suma totala
economisita (lei)<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Procent beneficiu
(dobanda) anual<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 60.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Beneficiu anual (dobanda)
obtinuta (lei)<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 1;">
<td style="border: solid windowtext 1.0pt; height: 15.0pt; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 1<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10,000.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.041<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">410.00<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 2<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">20,410.00<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.042<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">857.22<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 3<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">31,267.22<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.043<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,344.49<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 4<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">42,611.71<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.044<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">1,874.92<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 5<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">54,486.63<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.045<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">2,451.90<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 6<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">66,938.52<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.046<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,079.17<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 7<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">80,017.70<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.047<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">3,760.83<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 8<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">93,778.53<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.048<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">4,501.37<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 9<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">108,279.90<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.049<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">5,305.71<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 15.0pt; mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Anul 10<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 66.7pt;" width="89">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">123,585.61<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 58.05pt;" width="77">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">0.050<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.0pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 60.55pt;" width="81">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">6,179.28<o:p></o:p></span></p>
</td>
</tr>
<tr style="height: 17.25pt; mso-yfti-irow: 11; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 17.25pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 157.05pt;" width="209">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">SUMA TOTALA
ECONOMISITA <o:p></o:p></span></b></p>
</td>
<td colspan="3" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 17.25pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid black .5pt; mso-border-top-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 185.3pt;" width="247">
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><b><span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">129,764.89 lei<o:p></o:p></span></b></p>
</td>
</tr>
</tbody></table>
</div>
<p align="center" class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm; text-align: center;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><u><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Observatii:<o:p></o:p></span></u></p>
<p class="MsoListParagraphCxSpFirst" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Observam
ca dobanda totala obtinuta, de 29,764.89 lei, acopera deprecierea prin inflatie
si este, de departe, cea mai mare dintre toate variantele prezentate.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">De
asemenea, foarte important, conform legislatiei in vigoare, beneficiul acordat
de catre CAR-uri nu se impoziteaza de catre ANAF.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Spre
deosebire de sistemul bancar unde lichidarea unui depozit inainte de maturitate
este sanctionata cu pierderea dobanzii, la CAR nu exista acest pericol - banii
putand fi retrasi partial sau total, oricand, printr-o simpla cerere, fara ca
solicitantii sa piarda sau sa le fie diminuat procentul de beneficiu.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">In final va atentionam
ca am deschis rubrica de comentarii de mai jos, la acest articol, pentru a va
putea raspunde mai rapid la orice intrebare legata de subiectul articolului sau
de serviciile noastre financiare. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Va asteptam!<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom: .0001pt; margin: 0cm;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">COMITETUL DIRECTOR <o:p></o:p></span></b></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.com0tag:blogger.com,1999:blog-4183903949652573507.post-29996540680765039092021-05-14T13:30:00.004+03:002021-05-16T11:25:16.915+03:00Un gest civic util societatii romanesti<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left; vertical-align: baseline;"><b><span style="background: rgb(245, 248, 255); color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">Stimate cetăţean,</span></b><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left; vertical-align: baseline;"><span style="background: rgb(245, 248, 255); color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">Redirecționează, simplu si
gratuit, de pe telefonul mobil sau de pe calculator, 3,5% din impozitul tău pe
venit, către mediul ONG. Nu te costă nimic și este dreptul tău să
avantajezi comunitatea din care faci parte si sa beneficiezi si tu, indirect,
de aceste avantaje. </span><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">Completează, semnează
și trimite <b style="mso-bidi-font-weight: normal;">formularul/declaratia 230</b>,
online, într-un minut, fără drumuri la ANAF, termenul de depunere de anul
acesta fiind <b>25 mai 2021</b>. Alege cauza în care crezi și dă-i cu 3,5%
mai multă putere! <span style="background: rgb(245, 248, 255);">Poti face acest demers daca
obtii venituri, in Romania, din una sau mai multe surse, astfel:</span></span><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 66.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 66pt; mso-list: l0 level1 lfo1; text-align: left; text-indent: -30pt;"><!--[if !supportLists]--><span style="color: #222222; font-family: Wingdings; font-size: 12pt; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">salarii si asimilate salariilor;</span><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 66.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 66pt; mso-list: l0 level1 lfo1; text-align: left; text-indent: -30pt;"><!--[if !supportLists]--><span style="color: #222222; font-family: Wingdings; font-size: 12pt; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">pensii;</span><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 66.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 66pt; mso-list: l0 level1 lfo1; text-align: left; text-indent: -30pt;"><!--[if !supportLists]--><span style="color: #222222; font-family: Wingdings; font-size: 12pt; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">activitati independente/activitati agricole,
impuse pe baza de norma de venit;</span><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 66.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 66pt; mso-list: l0 level1 lfo1; text-align: left; text-indent: -30pt;"><!--[if !supportLists]--><span style="color: #222222; font-family: Wingdings; font-size: 12pt; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">activitati independente realizate in baza
contractelor de activitate sportiva;</span><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 66.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 66pt; mso-list: l0 level1 lfo1; text-align: left; text-indent: -30pt;"><!--[if !supportLists]--><span style="color: #222222; font-family: Wingdings; font-size: 12pt; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">drepturi de proprietate intelectuala;</span><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: 0cm; margin-left: 66.0pt; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 66pt; mso-list: l0 level1 lfo1; text-align: left; text-indent: -30pt;"><!--[if !supportLists]--><span style="color: #222222; font-family: Wingdings; font-size: 12pt; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;"><span style="mso-list: Ignore;">Ø<span style="font: 7pt "Times New Roman";"> </span></span></span><!--[endif]--><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">cedarea folosintei bunurilor.</span><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left; vertical-align: baseline;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">Evident, poti alege oricare ONG in care crezi.
Noi iti recomandam insă asociatia noastra deoarece credem cu tarie ca
piata financiara a Romaniei este insuficient dezvoltata si ca fiecare cetatean
ar trebui sa beneficieze, pe langa serviciile unei banci comerciale preferate,
si de serviciile unei case de ajutor reciproc performante. Am fi onorati sa ne
alegi pe noi! Inscriindu-te in randurile noastre (<u>gratuit, in interval de 2
ani, daca depui formularul 230</u>) vei avea la dispozitie o veritabila banca
populara specializata in imprumuturi de sume relativ mici (pana la 50.000 lei)
cu dobanda extrem de mica si cu proceduri de lucru de la distanta. Ca dovada, iti
prezentam atasat <a href="https://car-coeziuneasociala.blogspot.com/p/oferta-de-servicii-financiare-pe-anul.html">oferta de servicii pe anul 2021</a>. <span style="mso-bidi-font-weight: bold;">Poti redirectiona acest e-mail la membri de familie, prieteni, vecini, colegi
de munca. Aceste informatii ar putea sa le fie de ajutor acum sau mai tarziu. Deviza
noastra "UNIREA FACE PUTEREA" este valabila si pe piaţa financiară!</span></span><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left; vertical-align: baseline;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Daca te-ai decis, da
c</span><span style="background: rgb(245, 248, 255); color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">lic
pentru completarea si expedierea automata pe adresa ta de e-mail a formularului
230: </span><b><span style="color: #1f497d; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><a href="https://formular230.ro/asociatia-casa-de-ajutor-reciproc-coeziunea-sociala" target="_blank"><span style="color: #1f497d;">https://formular230.ro/asociatia-casa-de-ajutor-reciproc-coeziunea-sociala</span></a><o:p></o:p></span></b></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left; vertical-align: baseline;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">Cu stima si multumiri,</span><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left; vertical-align: baseline;"><b><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">Asociatia Casa de Ajutor Reciproc Coeziunea
Sociala,<o:p></o:p></span></b></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left; vertical-align: baseline;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Presedinte,<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left; vertical-align: baseline;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Apostol Catalin
Constantin</span><span face=""Arial","sans-serif"" style="color: #222222; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">Str.
Pajurei, nr.13, Sector 1, Bucuresti,<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";">Tel.
0760698672<o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><a href="mailto:car.coeziuneasociala@gmail.com" target="_blank"><span style="color: blue;">car.coeziuneasociala@gmail.com</span></a><o:p></o:p></span></p>
<p align="left" class="MsoNormal" style="background: white; margin-bottom: .0001pt; margin: 0cm; text-align: left;"><span style="color: #222222; font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"><a href="http://car-coeziuneasociala.blogspot.ro/" target="_blank"><span style="color: blue;">http://car-coeziuneasociala.blogspot.ro/</span></a><o:p></o:p></span></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.com0tag:blogger.com,1999:blog-4183903949652573507.post-25067596735261054542021-04-29T20:04:00.001+03:002021-04-29T20:13:03.860+03:00Paste fericit!<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgzblsOwXifI1E5xcqO_KxhzaJiL7OihiFKZtX6mwutzkYu0wzxImIqclSs0i-0b3SN0Sg9p7Qpv01TQqCf4Yen0GhPXkO_2SVn3qZCsIL4BBK4UgRySUFE0uWzMf769Pi-XGGcWKxJN8p/s293/2021%252C+Paste+Fericit.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="170" data-original-width="293" height="232" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgzblsOwXifI1E5xcqO_KxhzaJiL7OihiFKZtX6mwutzkYu0wzxImIqclSs0i-0b3SN0Sg9p7Qpv01TQqCf4Yen0GhPXkO_2SVn3qZCsIL4BBK4UgRySUFE0uWzMf769Pi-XGGcWKxJN8p/w400-h232/2021%252C+Paste+Fericit.png" width="400" /></a></div><p style="text-align: justify;"><b>In prag de sarbatori crestine, adresam multumiri tuturor membrilor CAR, societatilor si institutiilor care ne-au onorat si ne onoreaza cu increderea si colaborarea lor!</b></p><p></p><p style="text-align: justify;"><b>Ganduri bune si urari de succes in realizarea proiectelor de dezvoltare adresam si comunitatilor locale din tara, pe care le incredintam ca nu vom ezita sa le oferim servicii financiare din ce in ce mai rapide si mai performante, chiar pe plan local!</b></p><p style="text-align: justify;"><b>Echipa CAR COEZIUNEA SOCIALA ureaza tuturor Sarbatori pascale linistite si fericite!</b></p><p style="text-align: justify;"><b>Va reasteptam cu drag, in cadrul programului nostru de lucru cu publicul, incepand cu 04.05.2021!</b></p><p><br /></p>Rinciog Dumitruhttp://www.blogger.com/profile/03083980695873714204noreply@blogger.com0